Keith read this with great attention, then drew his personal check against Palmer, Cook & Co. for eleven thousand dollars in favour of Doctor Jones. After some search he unearthed the little man in a downtown rookery, and from him obtained an assignment of his judgment against the city. Doctor Jones lost no time spreading the news, with the additional statement that he considered himself well out of the mess. He proceeded to order himself a long-coveted microscope, and was thenceforth lost to sight among low-tide rocks and marine algae. The sheriff's sale came off at the advertised date. There were no bidders; the commissioners' warning had had its effect. Keith himself bought in the lots for $5,000. This check about exhausted his resources. This, less costs, was, of course, paid back to himself as holder of the judgment. He had title, such as it was, for about what he had given Jones.

The bargain amused Keith's acquaintance hugely. Whenever he appeared he was deluged with chaff, all of which he took, good naturedly. He was considered, in a moment of aberration, to have bought an exceedingly doubtful equity. Some thought, he must have a great deal of money, arguing that only the owner of a fat bank account could afford to take such fliers; others considered that he must have very little sense. Keith was apparently unperturbed. He at once began to look about him, considering the next step in his scheme. Since this investment had taken nearly every cent he had left, it was incumbent to raise more money at once.

He called on John Sherwood at the Empire. The gambler listened to him attentively.

"I can't go into it," he said, when Keith had finished. A slight smile sketched itself on his strong, impassive face. "Not that I do not believe it will work; I think it will. But I have long made it a rule never to try to make money outside my own business—which is gambling. I never adopt ordinary honest methods."

Keith's honest but legally trained mind failed to notice the quiet sarcasm of this. "Well, you know everybody in town. Where can I go?"

Sherwood thought a moment.

"I'll take you to Malcolm Neil," he said at last. It was Keith's turn to look thoughtful.

"All right," he said at last. "But not just right away. Give me a couple of days to get ready."

At the appointed time Sherwood escorted Keith to Malcolm Neil's office, introduced and left him. Keith took the proffered wooden chair, examining his man with the keenest attention.

Malcolm Neil, spite of his Scotch name, was a New Englander by birth. He had come out in '49, intending, like everybody else, to go to the mines, but had never gone farther than San Francisco. The new city offered ample scope for his talents, and he speedily became, not only rich, but a dominating personality among financial circles. He accomplished this by supplementing his natural ability with absolute singleness of purpose. It was known that his sole idea was the making of money. He was reputed to be hard, devoid of sentiment, unscrupulous. Naturally he enjoyed no popularity, but a vast respect. More people had heard of him, or felt his power, than had seen him; for he went little abroad, and preferred to work through agents. John Sherwood's service in obtaining for Keith a personal interview was a very real one. Neil's offices were small, dingy, and ill lighted, at the back of one of the older and cheaper buildings. In the outer of the two were three bookkeepers; the other contained only a desk, two chairs, and an engraving of Daniel Webster addressing the Senate.