Jack liked this proposal. He would have one more sail on old Ontario before he left it forever. He skipped out of the side door, and soon found a vessel at Yonge Street wharf that would finish taking in its cargo of fire-bricks and start for Oswego at noon the following day. He tried to arrange with the mate to go as a passenger, but the captain was going to take his wife with him on this trip, so Jack, if he wanted to go, would be obliged to sleep in the forecastle. He did not mind this much, and engaged to go "before the mast."

In the afternoon he told Nina about his intentions, and explained that she could take the steamer to Oswego on the day after he left, so that she would probably arrive there about the same time. He had drawn all his money out of the bank and was now ready to go. Nina said she could arrange about her own departure, and after they had made a few other plans as to her course in case she got to Oswego first, Jack kissed her and tried to cheer her from the depression in which she had sunk, and then he departed.

All that day Geoffrey grew more moody and further from his right self. To drown the recollections of his ruin and his other worries, he went on drinking steadily. The thought came to him again and again that his marriage with Margaret was now almost impossible. He knew that, as a married man, he could never live on his bank salary alone, and the capital to speculate with was entirely gone. What made him still more frenzied was the fact that he knew that this stock he had bought was bound to re-establish itself in a very short time. But, for the moment, every person else had gone mad. He alone was sane. Public lunacy about this stock had robbed him of his fifteen thousand dollars. He drank still harder when he thought this, and although he did not get drunk, he got what can be described vaguely as "queer," and the next stage of his queerness was that he became convinced that the public had in a manner robbed him, and that society owed him something. When a man's brain is in this state, he is in a dangerous condition.

Jack wished heartily that they should dine together, as this was his last evening in Toronto, but Geoffrey avoided doing so. He hated the sight of Jack, but he carefully concealed the aversion which he felt. He made an excuse and absented himself until nine or ten o'clock, and during this time he wandered about the city and continued drinking. He had not seen Margaret for over two weeks. Everything had been going wrong with him. Besides his own losses, he would be heavily in debt to the men who had "backed" his paper and who would have to pay for him.

Jack found him in their chambers when he returned for his last night at the old rooms, and there they sat and talked things over. Geoffrey tried to brace himself up for the conversation with a bottle of brandy which he had just uncorked, but it was quite impossible for him to pretend to be as cheerful as he wished.

Jack thought he was depressed, and said:

"I am sorry to see you in such bad spirits to-night, Geoffrey."

"Well, it's a bad business," said Hampstead, sententiously, looking moodily at the floor. As this might mean anything, Jack thought that Geoffrey was taking his departure to heart. He had every right to think that Hampstead would miss him.

It was now getting late, and Jack arose and laid his hand on Geoffrey's shoulder: "Don't be cut up, old man," he said; "I have been a fool, but I am glad that I know it and am able to make things as right as they can be made. I know you feel for Nina and me, but you will get some other fellow to room with you and—"

During the conversation Hampstead had drunk a good deal of the brandy. The kind words that Jack was speaking filled him with a fury which lunatic cunning could scarcely conceal. The idea in his mind had been settling itself into a resolve, and at this moment it did finally settle itself. He shook Jack's hand off his shoulder as he arose, glared at him for an instant, and then turned off to his bedroom. "Good night," he said over his shoulder. "It's late. I'm off." Then he entered his bedroom, shut the door, and bolted it.