The Mutual Benefit Fund of the New York Association of Working Girls' Societies has in this respect a better policy than the stores. Members of the clubs pay 55 cents a month for a benefit of $5 for six weeks in any one year, and 20 cents a month for a benefit of $3. Cessation of membership in a club does not terminate connection with the benefit fund, unless the reason for leaving is unsatisfactory to the board. Women not members of clubs may, under certain conditions, join the benefit fund as associate members, and pay 50 cents a month for a benefit of $5 a week, 30 cents for a benefit of $3 a week, or 80 cents for a benefit of $8 a week. These amounts are severally payable for six weeks in any one year.
A number of the stores have trained nurses and doctors in their employ, to whom the girls may go if they are ill. Several of the stores have recreation rooms; several have summer homes; several have employees' restaurants, where a really nourishing meal can be obtained for 15 cents.
Miss Carr, struggling against overwhelming odds, lived within $6 without charitable aid. With her experience may be compared those of two other older saleswomen, who were wholly self-supporting.
Mrs. Green, a shrewd-appearing woman of thirty-five, had been wage-earning only two years. She began work in Philadelphia in a commission house as a saleswoman and corset fitter. Here she was able to save from her salary. She also saved very carefully the wardrobe she had before she entered business. With these reserves, she came to New York to work in department stores for the purpose of gaining experience in salesmanship and a more thorough knowledge of corsets. She expected to be able to command a high salary as soon as she had thus increased her competence. She went at first to a new and attractive Sixth Avenue store, where, working eight hours and a quarter a day, she earned $10 a week. Laid off at the end of five months, she was idle a month before finding employment at another Sixth Avenue store.
In applying here she told the employer that she would not work for less than $12 a week. He offered her $9, and a commission on all sales beyond $400 a week. She refused, and the firm finally gave her what she asked.
It proved that her choice was wise, for she found that in her very busiest week, when she was exhausted from the day's rush, her sales never reached $400 a week, so that she would have received no income at all from the proffered commission.
She had a small room alone in an attractive hotel for working girls. For this and breakfasts and dinners she paid $5.10 a week. Luncheons cost, in addition, about $1.50 a week. She paid 50 cents a week for washing, besides doing some herself. Riding to and from work nearly every day increased her weekly expense 50 cents. This left her $4.40 a week for clothing and sundries.
Mrs. Green seemed extravagantly dressed; she said, however, that she contrived to have effective waists and hats by making and trimming them herself, and by purchasing materials with care at sales. In dressing economically without sacrificing effect she was aided palpably by skill and deftness.
She was in good health; and, though she did not save, she had not spent, even in her idle month, any of the reserve fund she had accumulated before she began to work.
Another self-supporting saleswoman aided by her experience in domestic economy was Zetta Weyman, a young woman of twenty-eight, who had begun to work for wages at the age of eleven; at this time she still attended school, but did housework out of school hours. When she was older, she was employed as a maid in the house of a very kind and responsive couple, who gave her free access to their interesting library, where she read eagerly. A trip to Europe had been especially stimulating. Her employer was considerate, and tried to make it possible for her to benefit by the experience.