“Nanny smiled and shook her head.

“‘No, I guess not, grandpa—I don’t know—I’ll see. Maybe I’ll buy beads.’

“At which the old gentleman leaned back in his chair and laughed very heartily.

“From that time, whenever little Nanny went to walk I went too; and she really seemed to be quite fond of me, for though she often stopped before the candy stores or the toy shops, and once or twice went in to look at the beads, yet she always carried me home again.

“‘Mamma, I don’t know how to spend my red cent,’ she said one day.

“‘Are you tired of taking care of it, Nanny?’

“‘No mamma, but I want to spend it.’

“‘Why?’

“‘Why mamma—I don’t know—money’s meant to spend, isn’t it?’

“‘Yes, it is meant to spend—not to throw away.’