“‘Then if every day you lose ‘only a cent,’ in one year you would have lost more than three dollars and a-half. That might do a great deal of good in the world.’

“‘How funny that is!’ said Nanny. ‘Well I’ll try and not lose my cent, mamma.’

“‘There is another reason for not losing it,’ said her mother. ‘In one sense it would make little difference whether or not I threw this little gold dollar into the fire—you see there are plenty more in my purse. But Nanny they do not belong to me.’ And taking up a Bible she read these words,—

“‘The silver and gold are the Lord’s.’

“‘Do you think, Nanny, that it pleases him to have us waste or spend foolishly what he has given us to do good with?’

“‘No mamma. I won’t get my beads then,’ said Nanny with a little sigh.

“‘That would not be waste,’ said her mother kissing her. ‘It is right to spend some of our money for harmless pleasure, and we will go and buy the beads this very afternoon.’

“So after dinner they set forth.

“It was a very cold day, but Nanny and her mother were well wrapped up, so they did not feel it much. Nanny’s fur tippet kept all the cold wind out of her neck, and her little muff kept one hand warm while the other was given to her mamma. When that got cold Nanny changed about, and put it in the muff and the other out. As for me I was in the muff all the time; and I was just wondering to myself what kind of a person the bead-woman would prove to be, when I heard Nanny say,—

“‘Mamma! did you see that little girl on those brown steps? She had no tippet, mamma, and not even a shawl, and her feet were all tucked up in her petticoat; and——’ and Nanny’s voice faltered—‘I think she was crying. I didn’t look at her much, for it made me feel bad, but I thought so.’