"It is all the same thing," said Lois. "People begin with a little, and then a little will not satisfy them."

"True; but one must take the world as one finds it."

"Is the New York world like this?" said Lois, after a moment's pause.

"No! Not in the coarseness you find Mr. Greville tells of. In the matter of pleasure-seeking, I am afraid times and places are much alike. Those who live for pleasure, are driven to seek it in all manner of ways. The ways sometimes vary; the principle does not."

"And do all the men gamble?"

"No. Many do not touch cards. My friend, Mr. Dillwyn, for example."

"Mr. Dillwyn? Do you know him?"

"Very well. He was a dear friend of my husband, and has been a faithful friend to me. Do you know him?"

"A little. I have seen him."

"You must not expect too much from the world, my dear."