XXXII. END OF SCHOOL TERM

THE LETTER OF CREDIT.

CHAPTER I.

THE LETTER.

"Mother, I wonder how people do, when they are going to write a book?"

"Do?" repeated her mother.

"Yes. I wonder how they begin."

"I suppose they have something to tell; and then they tell it," said simple Mrs. Carpenter.

"No, no, but I mean a story."

"What story have you got there?"