"'He is the man! I have left a comfortable home in the United States, and returned to England with the sole object in view, of settling a moral debt which has lain a long time painfully on my conscience. I was just on my way to Moncton Park to speak to you on this important subject.'

"My dear Geoff, you may imagine the feelings with which I heard this announcement. Had I been alone I should have snapped my fingers, whistled, shouted for joy—anything that would have diminished with safety the suffocating feeling at my heart. I was so glad—I never knew how dear you were to me until then. So I invited the solemn, and rather puritanical-looking white-headed man to partake of my dinner, and spend the evening in my apartment, in order to get out of him all that I could concerning you. The result was most satisfactory. There was no need of bribes or nut-crackers; he was anxious to make a clean breast of it, for which I gave him ample absolution.

"Here is his confession, as well as I can remember it:—

"'My acquaintance with Robert Moncton commenced at school. I was the only son of a rich banker in the city of Norwich. My father was generous to a fault, and allowed me more pocket-money than my young companions could boast of receiving from their friends at home. My father had risen, by a train of fortunate circumstances, from a very humble station in life, and was ostentatiously proud of his wealth. He was particularly anxious for me to pass for the son of a very rich man at school, which he fancied would secure for me powerful friends, and their interest in my journey through life.

"'I was not at all averse to his plans, which I carried out to their fullest extent, and went by the name of Ready-Money Jack, among my school-mates, who I have no doubt whispered behind my back, that—fools and their money are soon parted; for you know, Sir Alexander, this is the way of the world. And there is no place in which the world and its selfish maxims are more fully exemplified than in a large boarding-school.

"'I had not been long at school when the two Monctons were admitted to the same class with myself. Edward was a dashing, eloquent, brave lad; more remarkable for a fine appearance and an admirable temper, than for any particular talent. He was a very popular boy, but somehow or other we did not take to each other.

"'The boyish vanity fostered by my father, made me wish to be considered the first lad in the school; a notion which Edward took good care to keep down; and fretted and galled by his assumption of superiority, I turned to Robert, who was everything but friendly to Edward, to support my cause and back me in my quarrels.

"'Robert was a handsome, gentlemanly-looking lad, but quite the reverse of Edward. He hated rough play, learned his lessons with indefatigable industry, and took good care to keep himself out of harm's way. He was the pattern boy of the school. The favourite of all the teachers. He possessed a grave, specious manner—a cold quiet reserve, which imposed upon the ignorant and unsuspecting; and his love of money was a passion which drew all the blood from his stern proud heart. He saw that I was frank and vain, and he determined to profit by my weakness. I did not want for natural capacity, but I was a sad idler.

"'Robert was shrewd and persevering, and I paid him handsomely for doing my sums and writing my Latin exercises. We became firm friends, and I loved him for years with more sincerity than he deserved.

"'As I advanced towards manhood, my poor father met with great losses; and on the failure of a large firm with which his own was principally connected, he became a bankrupt.