An hour after he left Mr. Hall arrived, and proceeded at once to Mr. Jones's private office. Fully an hour elapsed before he arose to depart, closing the conversation with, "Do nothing further until you hear from me—I will telegraph you when to go ahead."

From the solicitors' office Hall proceeded rapidly to a tumble-down building in the worst quarter of London. Another hour was spent there and he emerged with the same ugly look on his face which it had worn during the forenoon. It was nearly dark and he passed unnoticed through the crowded alley, where a stranger usually excited considerable and not always pleasant interest, and was soon at the station and a few minutes later on his way to Manchester, from whence the ride home was but a few minutes.

It was nine o'clock when Hall arrived, and he was surprised to find Mr. Stafford had not returned. Mrs. Stafford not feeling well had retired, and Kate was invisible, and so Hall betook himself to the refuge of the lonely library, to await Mr. Stafford's arrival.

CHAPTER IV.

When Mr. Stafford left the solicitor's office he did not go directly home. His mind was too disturbed—he despaired of being able to raise immediately the money to pay even the interest, for his rents would not be due for some time, and then other interest would be due. He had one or two friends in the city, and with the hope of obtaining some relief through them, he spent the afternoon in trying to find them, and finally left London only a short time after Hall.

Mr. Stafford was thankful that neither of the members of his family met him on his return, and being informed that Hall was in the library, he sought distraction from his thoughts there. His own desperate circumstances caused Mr. Stafford to remember their conversation of that morning, and after a few minutes he asked what had been the result of Hall's interview with Kate.

"Very unsatisfactory. Your daughter appears to have taken a sudden dislike to me. I had reason, as I believed, to think I had found favor in her eyes, but it appears I was mistaken. I am sorry for it, both on my own account and yours!"

"Sorry for it on my account?"

"Yes, Mr. Stafford, on your account, because I've just learned from my attorney, Mr. Jones, that a mortgage which I have instructed him to convert into cash as soon as it becomes due, is on your property. Indeed, I should not be surprised to learn that I hold other mortgages on this property."