"That is easily said."
"And as easily done. All that is wanted is prudent forethought, integrity of purpose, and self-denial. He must take care of the pennies, and the pounds will take care of themselves."
"Trite and obsolete."
"True if trite; and never obsolete. It is as good doctrine to-day as it was in poor Richard's time. Of that I can bear witness."
"I could never be a miser or a skinflint."
"Nor I. But I can refuse to waste my money in unconsidered trifles, and so keep it for more important things; for a trip to Niagara and the White Mountains, for instance."
The two young men who thus talked were clerks, each receiving the salary already mentioned—six hundred dollars. One of them, named Hamilton, understood the use of money; the other, named Hoffman, practised the abuse of this important article. The consequence was, that while Hamilton had a hundred dollars saved for a trip during his summer vacation, Hoffman was in debt for more than two or three times that amount.
The incredulous surprise expressed by Hoffman was sincere. He could not understand the strange fact which had been announced. For an instant it crossed his mind that Hamilton might only have advanced his seeming impossible economy as a cover to dishonest practices. But he pushed the thought away as wrong.
"Not much room for waste of money on a salary of six hundred a year," answered Hoffman.
"There is always room for waste," said Hamilton. "A leak is a leak, be it ever so small. The quart flagon will as surely waste its precious contents through a fracture that loses only a drop at a time, as the butt from which a constant stream is pouring. The fact is, as things are in our day, whether flagon or butt, leakage is the rule not the exception."