"Yes, you may do so."

"What about stage and car hire? Do you ride or walk to and from business?"

"I ride, of course. You wouldn't expect me to walk nearly a mile four times a day."

"I never ride, except in bad weather. The walk gives me just the exercise I need. Every man, who is confined in a store or counting-room during business hours, should walk at least four miles a day. Taken in installments of one mile at a time, at good intervals, there is surely no hardship in this exercise. Four rides, at six-pence a ride and we have another item of twenty-five cents at day. You go down town nearly every evening?"

"Yes."

"And ride both ways?

"Yes."

"A shilling more, or thirty seven and a half cents daily for car and stage hire. Now for another little calculation. Three hundred days, at three shillings a day. There it is."

And Hamilton reached a slip of paper to his friend.

"Impossible!" The latter actually started to his feet. "A hundred and twelve dollars and fifty cents!"