"Say on."

"A contented mind."

"I'll take that risk at a very low percentage, so far as I am concerned," answered Mr. Jones.

"But, as to this hour of my time that you ask? What is the object?"

"You remember Lloyd who used to do business on the wharf?"

"Yes; what of him? I thought he died in New Orleans a year ago."

"So he did."

"Not worth a dollar!"

"Not worth many dollars, I believe. He was never a very shrewd man, so far as business was concerned, though honourable and kind-hearted. He did not prosper after leaving our city."

"Honourable and kind-hearted!" returned Mr. Jones, with a slight air of contempt. "Such men are as plenty as blackberries. I can point them out to you by the dozen in every square; but it does not pay to be on too intimate terms with them."