"He rides past here almost every Sunday afternoon, and often in company with Harriet Meadows. He is quite a dashing young fellow."

"He is dashing far beyond his ostensible means. I wonder at Millard for keeping him in his store. I would soon cast adrift any one of my clerks who kept a fast horse, and sported about with the gay extravagance that Sanford does. His salary does not, I am sure, meet half his expenses. I have heard some of my young men speak of his habits. They say money with him is no consideration. He spends it as freely as water."

"Strange that his employer does not see this!"

"It is. But Millard is too unsuspicious, and too ignorant of what is going on out of the narrow business circle. He is like a horse in a mill. He sees nothing outside of a certain limit. He gets up in the morning, dresses himself, goes to his store, and then devotes himself to business until dinner time. Then he goes home and dines. After this he comes back to his store and stays until night. His evenings are either spent in reading or dozing at home, or with a neighbor at checkers. On Sunday morning he goes to church, in the afternoon he sleeps to kill time, and in the evening retires at eight, unless a friend steps in, to sleep away the tedious hours. Of the habits of his clerks, when out of his store, he knows as little as the man in the moon."

"But some one ought to give him a hint."

"It would be a charity."

"Why do n't you do it?"

"Me! Oh, it's none of my business. Let Millard look after his own affairs. I 'm not going to get myself into trouble by meddling with things that do n't concern me. It is his place to see into the habits of his clerks. If he neglects to do so, he deserves to be cheated by them."

"I do n't know. It seems to me that it would be no more than right to give him a hint, and put him on his guard."

"It would be a good turn, no doubt. But I'm not going to do it. It's no affair of mine."