"You speak coldly," said my friend. "Don't you agree with me? Should not every man try to be as comfortable as his means will permit?"

"Yes, certainly."

"Of course he should. Some men set a value upon money above every thing else, and sacrifice all comfort to its accumulation; but I don't belong to that class. Money is a good gift, because it is the means of procuring natural blessings. I receive it thankfully, and use it wisely. You see how I am beginning life."

"I do."

"Well, what do you think of it?"

By this time my observation of things had become more particular, and I saw many evidences of expenditures that indicated a lavish spirit.

"What rent do you pay?" I asked.

"Three hundred."

I shook my head.

"Too much?" said Brainard.