"I meant no offence, I assure you, Mr. Grasper," he said, earnestly,—"I only urged one among many reasons that I could urge, why you should spare a man in my situation."

"While I have as many to urge why I shall not spare you," was angrily retorted. "Your account is sued out, and must take its course, unless you can pay it, or give the required security under the law."

"Won't you take my notes at three, six, nine, and twelve months, for the whole amount I owe you? I am very confident that I can pay you in that time; if not, you may take any steps you please, and I will not say a single word."

"Yes, if you will give me a good endorser."

Layton sighed, and stood silent for some time.

"Will that suit you?" said Grasper.

"I am afraid not. I have never asked for an endorser in my life, and do not know any one who would be willing to go on my paper."

"Well, just as you like. I shall not give up the certainty of a present legal process, for bits of paper with your name on them, you may depend upon it."

The poor debtor sighed again, and more heavily than before.

"If you go on with your suit against me, Mr. Grasper, you will entirely break me up," said he, anxiously.