"You have!" in surprise.
"Yes, and I have it all snugly in the Savings' Bank."
"Bless me! How have you possibly managed to do this? For my part, it is as much as I can do to keep out of debt. My wife is as hard-working, saving a woman as is to be found anywhere. But all won't do. I expect my nose will be at the grindstone all my life."
"How much does your tobacco cost you, Johnson?" asked his companion.
"Nothing, to speak of. A mere trifle," replied the man named Johnson.
"A shilling a week?"
"About that."
"And you take something to drink, now and then?"
"Nothing but a little beer. I never use any thing stronger."
"I suppose you never take, on an average, more than a glass a day?"