"A month! Surely you are not going to act so precipitately?"

"I cannot see the use of waiting, aunt, when we are engaged and all ready. And I can easily get ready in a month."

To this the aunt did not reply. She felt that it would be useless.

After this, Mr. Smith was a regular daily and evening visitor. He perceived, of course, the unfavourable light in which the aunt viewed him, and in consequence set himself to work to break down her prejudices. He was kind and attentive to her on all occasions, and studied her peculiar views and feelings, so as to adapt himself to her. But the old lady had seen too much of the world, and was too close an observer to be deceived. Still she found silent acquiescence her only course of action.

At the end of the month from the day of their engagement Margaretta Riston was a happy young bride.

One week after their marriage, Mr. Smith entered the room of his friend Mr. Perkins, with a pale, agitated countenance.

"What in the world has happened, Smith?" the friend asked, in alarm.

"Haven't you heard the news?"

"No. What news?"

"The United States Bank has failed!"