"Nothing very particular; only that the old gentleman failed in business about a year ago."

"Ah! How came that?"

"His son Edward broke him up."

"His son Edward?"

"Yes. The old man set him a going in business; but he soon run himself under, and his father into the bargain. He made a terrible bad failure of it."

"Who?"

"Edward Howland. He went off soon after, and they do say, carried his pockets full of money. And I imagine there is some truth in it. He wasn't exactly the clear grit. Some people called him a smooth-faced hypocrite, and I guess they were not very far wrong."

Andrew asked no more questions for some time, but sat, thoughtful, with his face so far turned away from the young man, that its expression could not be seen.

"Mrs. Howland is living, I presume?" said he, at length, in a tone as indifferent as he could assume; but which was, nevertheless, unsteady.

"Yes. She was living when I came away."