"No," was the decisive answer.

"Perhaps," said the collector, who had his part to play, and who, understanding it thoroughly, showed no inclination to go off in a huff; "you do not clearly understand your position, nor the consequences likely to follow the answer just given; that is, if you adhere to your determination not to settle these due-bills."

"You'll make the effort to collect by law, I presume?"

"Of course we will."

"And get nothing. The law will not recognise a debt of this kind."

"How is the law to come at the nature of the debt?"

"I will"—Wilkinson stopped suddenly.

"Will you?" quickly chimed in the collector. "Then you are a bolder, or rather, more reckless man than I took you for. Your family, friends, creditors, and mercantile associates will be edified, no doubt, when it comes to light on the trial, under your own statement, that you have been losing large sums of money at the gaming table—over two thousand dollars in a single night."

A strong exclamation came from the lips of Wilkinson, who saw the trap into which he had fallen, and from which there was, evidently, no safe mode of escape.

"It is impossible for me to pay two thousand dollars now," said he, after a long, agitated silence, during which he saw, more clearly than before, the unhappy position in which he was placed. "It will be ruin anyhow; and if loss of credit and character are to come, it might as well come with the most in hand I can retain."