"One day I had been out from nine o'clock until two, using my best efforts to obtain sufficient money to meet my notes. I had a thousand dollars to pay, and could only thus far raise five hundred. Everywhere that I could think of going I went, but no one would help me through my difficulty. Dispirited and alarmed at the perilous position of my affairs, I returned to my store, in order to sit down and reflect for a few minutes. I thought over all my business acquaintance, but there were none upon whom I had not already called, that I felt free to ask for the loan of money. Things seemed desperate. Something must be done, or I would be ruined. Already the finger of time was past the mark of two. In less than an hour my paper would be dishonoured, unless I could in some way command the sum of five hundred dollars. I thought, and thought, until I felt stupid. At last a man whom I had never liked much came up before my mind. I had some little acquaintance with him, and knew, or supposed, that he had money. The idea of going to him I would not at first entertain. But things were desperate. At last I started up, determined to see this man.
"'He can but refuse me,' I murmured to myself.
"'It is past two o'clock,' said I abruptly, as I met him standing at his counter, 'and I am still five hundred dollars short. Can you lend me that sum for a few days?'
"I expected him to say 'no.' What was my surprise then to hear him reply—
"'I can, and with pleasure.'
"I could hardly believe my ears. But by the assistance of my eyes, when he put a check for the amount I had asked for into my hands, I was fully assured that he was in earnest. I don't know that I ever stopped to thank him, so overjoyed was I at such unexpected and cheerfully tendered relief. Three or four days afterward I took him the money he had loaned me.
"'Keep it longer, if you desire to do so. I have no present use for it,' said he.
"I hardly knew whether to take him at his word or not. But necessity is an eloquent pleader.
"'If you can spare it as well as not, it will be an accommodation. My payments are heavy in the next ten days,' I replied.
"'Retain the use of it and welcome,' said he kindly. After a pause, he inquired how I was getting along, and did it with so much sincerity that I was tempted to state frankly the position of my affairs, and did so. He listened with a good deal of interest, and afterward asked many questions as to the nature and profits of my business. I concealed nothing from him in favour or against myself as a business-man.