"Yes."

"And what a rushing business he does?"

"Yes."

"He dragged heavily enough, and was always flying about for money, until he took a hint and got elected into the Citizens and Traders' Bank. Since then he has been as easy as an old shoe, and has done five times as much business as before."

"Is it possible?"

"Oh, yes! You are not fully up to the tricks of trade yet, I see, shrewd as you are."

"I know well enough how to use money, but I have not yet learned how to get it."

"That will all come in good time. We are just now getting up a petition for the charter of a new bank in which I am to be a director, and I can easily manage to get you in if you will subscribe pretty liberally to the stock. It is to be called the People's Bank."

"But I have no money to invest in stock. That would be taking away instead of adding to my capital in trade, which is light enough in all conscience."

"There will be no trouble about that. Only an instalment of twenty cents in the dollar will be necessary to set the institution going. And not more than ten cents in the dollar will be called in at a time. After two or three instalments have been paid, you can draw out two-thirds of the amount on stock notes."