Presently came the answer: “Two eighty eleven five.”

“Two hundred and eighty pounds, eleven shillings, and five pence,” said Mr. Cope, with a sneer. “May I ask, sir, that you will take immediate steps for having this magnificent balance transferred to some other establishment.”

“I shall take my own time about doing that,” said Mr. Culpepper.

“What a pity that your new mansion was not finished in time—quite a castle it was to have been, was it not? A mortgage of five or six thousand could have been a matter of no difficulty then, you know. If I recollect rightly, all the furniture and decorations were to have come from London. Nothing in Duxley would have been good enough. I merely echo your own words.”

The Squire winced. “I am rightly served,” he muttered to himself. “What can one expect from a man who swept out an office and cleaned his master’s shoes?” He rose to go. For all his bitterness, there was a little pathetic feeling at work in his heart. “So ends a friendship of twenty years,” was his thought. “Goodbye, Cope,” he said aloud as he moved towards the door.

The banker, standing with his back to the fire, and looking straight at the opposite wall, neither stirred nor spoke, nor so much as turned his head to take a last look at his old friend. And so, without another word, the Squire passed out.

A bleak north wind was blowing as the Squire stepped into the street. He paused for a moment to button his coat more closely around him. As he did so, a poor ragged wretch passed trembling by without saying a word. The Squire called the man back and gave him a shilling. “My plight may be bad enough, but his is a thousand times worse,” he said to himself as he walked down the street.

Where to go, or what to do next, he did not know. He had gone to see Mr. Cope without any very great expectation of being able to obtain what he wanted, and yet, perhaps, not without some faint hope nestling at his heart that his friend would find him the money. But now he knew for a fact that nothing was to be got from that quarter, he felt a little chilled, a little lonely, a little lost as to what he should do next. That something must be done, he knew quite well, but he was at a nonplus as to what that something ought to be. To raise five thousand five hundred pounds at a few days’ notice, with no better security to offer than a simple I.O.U., was by no means an easy matter, as the Squire was beginning to discover to his cost. “Why not ask Sir Harry Cripps?” he said to himself. But then he bethought himself that Sir Harry had a very expensive family, and that only six months ago he had given up his hunter, and dispensed with a couple of carriage-horses, and had talked of going on to the continent for four or five years. No: it was evident that Sir Harry Cripps could do nothing for him.

In what other direction to turn he knew not. “If poor Lionel Dering had only been alive, I could have gone to him with confidence,” he thought. “Why not try Kester St. George?” was his next thought. “No: Kester isn’t one of the lending kind,” he muttered, with a shake of the head. “He’s uncommonly close-fisted, is Kester. What he’s got he’ll stick to. No use trying there.”

Next moment he nearly ran against General St. George, who was coming from an opposite direction. They started at sight of each other, then shook hands cordially. Their acquaintanceship dated only from the arrival of the General at Park Newton, but they had already learned to like and esteem one another.