It was not play, though, that made Philip's chief attraction at The Lilacs. It was Mrs. Ducie. His pleasant evenings were those when cards were not brought out, when the time was filled with conversation and music. On such occasions Philip left at the sober hour of eleven o'clock, and had nothing to reproach himself with next morning; unless it were, perhaps, that when in the fascinating company of Mrs. Ducie, he almost forgot the existence of Maria Kettle.

Yet it was impossible to say that Margaret Ducie gave him any special encouragement, or led him on in any way. She was probably aware of his admiration for her, but there was nothing that savoured of the coquette in her mode of treating him. She was gracious and easy and pleasant, and that was all that could be said: and she drew an impalpable line between them which Philip felt that it would not be wise on his part to attempt to overpass. Meanwhile life was rendered none the less pleasant, in that he could now and then pass a few sunny hours in her society.

Early in December, Mrs. Ducie went up to London to stay with some friends, purposing to be away a month or two; and after her departure Philip did not find himself at The Lilacs quite so often. One day, however, he chanced to meet Captain Lennox in the street, who gave him a cordial invitation for the evening, to meet some other men who would be there.

"I expect Camberley and Lawlor and Furness," said Captain Lennox. "You don't know Furness, I think? Married a wife with four thousand a year, lucky dog! Come up in time for dinner."

Of course Philip accepted. Indeed, it was a rare thing for him to decline an invitation of any kind. Company pleased him, gaiety made his heart glad.

Play, that evening, began early and finished late. The stakes were higher than usual; the champagne was plentiful. The clock struck five as Philip stood at his own door, fumbling for his latch-key. He had one of his splitting headaches, and his pockets were lighter by seventy pounds than they had been eight hours previously. Seventy pounds!

All that day he lay in bed ill, and was waited upon by his mother, who had no suspicion as to the real state of affairs, or that he had been abroad late. Her own poor health obliging her to retire early, rarely later than ten, she supposed Philip came in at eleven, or thereabouts. His headache went off towards dusk, but the feeling of utter wretchedness that possessed him was still left. He was a prey to self-remorse, not perhaps for the first time in his life, but it had never stung him so bitterly as now. In the evening, when he had dressed himself, he unlocked his desk and took out his bank-book. He had not looked at it lately. After deducting, from the balance shown there, the amount lost by him at cards the previous evening, together with two or three other cheques which he had lately paid away, he found that there now remained to his credit at the bank the sum of nine hundred and thirty-five pounds. In something less than three months he had contrived to get through two hundred and sixty-five pounds of his mother's gift--of the gift which had cost her long years of patient pinching and hoarding to scrape together. At the same rate how long would it take him to squander the whole of it? As he asked himself this question he shut up his bank-book with a groan, and felt the hot tears of shame and mortification rush into his eyes.

He was still sitting thus when a letter was brought him. It proved to be a note of invitation from Maria Kettle, written in the Vicar's name, asking Philip to dinner on the 12th of January, her father's birthday. A similar note had come for Lady Cleeve. The Vicar always kept his birthday as a little festival, at which a dozen or more of his oldest friends were welcome. The sight of Maria's writing touched and affected Philip as it might not have done at another time. His heart to-night was full of vague longings and vain regrets, and perhaps equally vain resolves. He would give up going to The Lilacs, he would never touch a card again, he would cease to seek the society of Margaret Ducie--and, he would ask Maria to promise to be his wife. At this very Vicarage dinner, opportunity being afforded, he would ask her.

He was very quiet and subdued in manner during the next few days, spending all his leisure time at home. Some two years previously he had taken a fancy to teach himself German, but had grown tired of it in a couple of months, as he had grown tired of so many other hobbies in his time. He now hunted out his books again, and began to brush up his half-forgotten knowledge. His mother was delighted at the new industry: it gave her so much more of him at home.

The evening of the twelfth arrived, and Lady Cleeve and Philip drove over to the Vicarage in a fly. The brougham of fat, good natured Dr. Downes was just turning from the door after setting down its master. Lady Cleeve went into a room to take off her warm coverings, and Philip waited for her in the little hall.