Horace subsided, and the three sat there in silence until the daylight faded and the footman brought in the lights and announced that coffee was ready in the drawing-room.

There was something like a shock about this interruption. What had they to do with men-servants and coffee in the drawing-room, they who an hour or two ago had supposed themselves wealthy, but now knew that they were little better than beggars?

“We shall not want coffee,” said Mrs Cruden, answering for all three. Then when the footman had withdrawn, she said,—

“Boys, I must go to bed. God bless you, and give us all brave hearts, for we shall need them!”

The funeral took place next day. Happily it was of a simple character, and only a few friends were invited, so that it was not thought necessary to alter the arrangements in consequence of Mr Richmond’s announcement of the evening before. But even the slight expense involved in this melancholy ceremony grated painfully on the minds of the boys, who forgot even their dead father in the sense that they were riding in carriages for which they could not pay, and offering their guests refreshments which were not theirs to give. The little cemetery was crowded with friends and acquaintances of the dead—country gentry most of them, who sought to show their respect for their late neighbour by falling into the long funeral procession and joining the throng at the graveside.

It was a severe ordeal for the two boys to find themselves the centres of observation, and to feel that more than half the interest exhibited in them was on account of their supposed inheritance.

One bluff squire came up after the funeral and patted Reginald on the back.

“Never mind, my boy,” said he; “I was left without a father at your age. You’ll soon get over it, and your mother will have plenty of friends. Glad to see you up at the Hall any day, and your brother too. You must join our hunt next winter, and keep up the family name. God bless you!”

Reginald shrank from this greeting like a guilty being, and the two desolate boys were glad to escape further encounters by retreating to their carriage and ordering the coachman to drive home at once.

A few days disclosed all that was wanting to make their position quite clear. Mr Cruden’s will confirmed Mr Richmond’s statement as to the source of his income. All his money was invested in shares of the two ruined railways, and all he had to leave besides these was the furniture and contents of Garden Vale. Even this, when realised, would do little more than cover the debts which the next week or two brought to light. It was pitiful the way in which that unrelenting tide of bills flowed in, swamping gradually the last hope of a competency, or even means of bare existence, for the survivors.