“Well, not perhaps that, only it’s a pity he’s adding to his other troubles by getting head-over-ears in debt. I hear he’s been going it pretty well in the shops. You should give him a friendly tip.”

This was a revelation to me. I had gathered some time ago, from what Pridgin had said, that there was some fear of it; but I had hoped I had made a mistake.

“Who told you?” said I.

“A good many people are talking about it; including some of the shopmen. It’s just one of those things that a fellow himself never dreams anybody knows about till it’s public property. That’s why I wish I were on good enough terms to give him the tip.”

“If he’s owing anybody he’ll pay,” said I, feeling a great sinking in my heart.

“Look out for that stake in the water there; pull your left! Narrow shave that. Of course he means to pay. What I’m afraid of is, Jarman or England or any of them getting to hear of it. Ever since Sweeten last year got turned out of the headship of his house, and afterwards expelled, it’s seemed to me to be a risky thing for a fellow to run into debt. These shopmen are such sneaks. If they can’t get their money from the fellow, they send their bills in to the house master, and sometimes to the head master; and then it’s a precious awkward thing. How are you getting on in your form?”

I had not much spirit to tell him, and if I had there was no time, for just then the swish of a pair of sculls came round the corner behind us, and presently a boat at almost racing speed appeared in sight.

“Pull your right!” said Crofter. “Hallo! it’s one of our fellows. Looks like Tempest himself.”

I wished myself at the bottom of the river then! What would he think of me if he saw me, and if he knew what I had been listening to?

In my perturbation I over-pulled my line and sent our boat into the bank. Tempest, who evidently was relieving himself with a spin of hard exercise after his fashion, and imagined he had the river to himself, was bearing down straight upon us.