Cowperwood himself was solicited for an interview, but his answer was that he was merely a financial agent for the three new companies, not an investor; and that the charges, in so far as he was concerned, were untrue, mere legal fol-de-rol trumped up to make the situation as annoying as possible. He threatened to sue for libel. Nevertheless, although these suits eventually did come to nothing (for he had fixed it so that he could not be traced save as a financial agent in each case), yet the charges had been made, and he was now revealed as a shrewd, manipulative factor, with a record that was certainly spectacular.

“I see,” said Anson Merrill to his wife, one morning at breakfast, “that this man Cowperwood is beginning to get his name in the papers.” He had the Times on the table before him, and was looking at a headline which, after the old-fashioned pyramids then in vogue, read: “Conspiracy charged against various Chicago citizens. Frank Algernon Cowperwood, Judson P. Van Sickle, Henry De Soto Sippens, and others named in Circuit Court complaint.” It went on to specify other facts. “I supposed he was just a broker.”

“I don’t know much about them,” replied his wife, “except what Bella Simms tells me. What does it say?”

He handed her the paper.

“I have always thought they were merely climbers,” continued Mrs. Merrill. “From what I hear she is impossible. I never saw her.”

“He begins well for a Philadelphian,” smiled Merrill. “I’ve seen him at the Calumet. He looks like a very shrewd man to me. He’s going about his work in a brisk spirit, anyhow.”

Similarly Mr. Norman Schryhart, a man who up to this time had taken no thought of Cowperwood, although he had noted his appearance about the halls of the Calumet and Union League Clubs, began to ask seriously who he was. Schryhart, a man of great physical and mental vigor, six feet tall, hale and stolid as an ox, a very different type of man from Anson Merrill, met Addison one day at the Calumet Club shortly after the newspaper talk began. Sinking into a great leather divan beside him, he observed:

“Who is this man Cowperwood whose name is in the papers these days, Addison? You know: all these people. Didn’t you introduce him to me once?”

“I surely did,” replied Addison, cheerfully, who, in spite of the attacks on Cowperwood, was rather pleased than otherwise. It was quite plain from the concurrent excitement that attended all this struggle, that Cowperwood must be managing things rather adroitly, and, best of all, he was keeping his backers’ names from view. “He’s a Philadelphian by birth. He came out here several years ago, and went into the grain and commission business. He’s a banker now. A rather shrewd man, I should say. He has a lot of money.”

“Is it true, as the papers say, that he failed for a million in Philadelphia in 1871?”