28
Be [suretie] seldome, (but neuer for much)
for feare of [purse penniles] hanging by such:
Or Skarborow warning,[E40] as ill I beleeue,
when (sir I arest yee[E41]) gets hold of thy sleeue.

29
Use (legem pone[E42]) to paie at thy daie,
but vse not (Oremus[E43]) for often delaie:
Yet (Præsta quæsumus[E44]) out of a [grate],
Of al other collects,[E45] the lender doth hate.

30[9]
Be [pinched] by lending, for [kiffe] nor for kin,
nor also by spending, by such as come in;
Nor [put to] thy hand betwixt bark and the tree,
least through thy owne follie so pinched thou bee.[E46]

31
As lending to neighbour, in time of his neede,
winnes love of thy neighbour, and credit doth [breede],
So neuer to craue, but to liue of thine owne,
brings comforts a thousand, to many vnknowne.

32
Who liuing but lends? and be lent to they must;
else buieng and selling might [lie in the dust];
But shameles and craftie, that desperate are,
make many ful honest the [woorser] to [fare].[E47]

33
At some time to borow, account it no shame,
if iustlie thou keepest thy touch for the same:
Who quick be to borow, and slow be to paie,
their credit is naught, go they neuer so gaie.

34[10]
By [shifting] and borrowing, who so as liues,
not well to be thought on, occasion giues:
Then lay to liue [warily], and wisely to spend,
for prodigall liuers haue seldom good end.

35[11]
Some [spareth] too late, and a number with him,
the foole at the bottom, the wise at the brim:[E48]
Who careth nor spareth, till spent he hath all,
Of bobbing, not robbing, be fearefull he shall.

36
Where [welthines] floweth, no friendship can lack,
whom pouertie pincheth, hath friendship as slack:
Then happie is he by example that can
take heede by the fall of a [mischieued] man.[E49]

37
Who [breaketh his credit], or [cracketh] it twise,
trust such with a suretie, if ye be wise:
Or if he be angrie, for asking thy due,
once euen, to him afterward, lend not [anue].