“In due course of time she arrived, dressed in deep mourning, and evidently suffering from deep grief. The funeral was held, his parents attended, the coffin was opened, and the features were visible through the glass plate, though they were much dimmed by the moisture which collected on the inside.
“A few days after the funeral, the widow, whose name had been inserted in the policy at the request of her loving husband, called at our office, presented the proper papers, and made the necessary application. We made an investigation, were satisfied that everything was correct, and paid over the money.
“We lost sight of the widow after that, but learned casually that after a short residence in New York she had gone to California.
AN EXTENSIVE SWINDLE.
“We happened to learn also, soon after, that the same man had insured his life for ten thousand dollars in another company, a Massachusetts one, having an agency in New York; and also in a Hartford company for the same amount. Of course this naturally raised our suspicions. The premium on thirty thousand dollars is a very heavy one for a man on a clerks salary, and we became convinced that all was not right; so we began an investigation.
“We saw the merchant that had employed Johnson while in this city, and learned that the young man went west at the time indicated. The merchant had heard of his death, but had no positive proof or knowledge of it. Then we went to the village in Connecticut whence Johnson had hailed, and though we made the most searching inquiries, we could learn nothing to confirm our suspicions. His parents were positive of his death. Had they not seen his widow? and had they not seen his features through the glass plate of the coffin? and had they not seen that coffin buried in the public cemetery? To their minds everything was perfectly straight, and they were indignant at our supposing that there might be something wrong.
“I had a suspicion that the body in the coffin might be a ‘dummy’ with a wax face, in imitation of the features of Johnson. So I hired the sexton in charge of the cemetery to open the grave and allow me to examine the interior of the coffin. We did the work at night, and unknown to Johnson’s parents, as we knew they would be greatly offended if they learned what was going on. But I was doomed to disappointment, as the corpse proved to be genuine, and as good a one as ever was buried. Plainly I was on the wrong scent when searching for a body of straw and a face of wax.
“The three companies agreed to work in concert, and share the expenses of an investigation into the whole affair. We sent a detective to the city where Johnson had died, and after a little inquiry he ascertained that a man answering to the name of Johnson, and the proper description, had actually died in that city. His body had been sent to the east, and that was all that was known; but it was ascertained that instead of dying of pneumonia after a few days’ illness, the man had lingered some time with a disease strongly resembling consumption. Here was a clew which we determined to follow up.
PURSUING A WIDOW.
“As the widow had gone to California, we told the detective to follow, and trace her out. She had written no letters to the parents of her dead husband, except a single one announcing her arrival at San Francisco, and giving a brief description of her overland journey. She said she had friends living near San Francisco, and she expected to reside a short time with them; perhaps she might remain in that place through the winter, and perhaps not; could not tell; would write again.