It should now be evident to all that:
1st. The funds now on hand are in actual jeopardy, because they are in the absolute control of unprincipled scoundrels.
2d. Unless something is done, and done at once, by the policy-holders, each and every one of the largest companies may become insolvent; that is, they may not be able to meet the engagements of their policies, because of waste of funds, tremendous falling off of new business, tremendous cost of new business, and the nature of the new business—so-called "graveyard business"; for I am credibly informed that they are now seeking to insure those who formerly have been refused insurance because of physical infirmities.
It should also be plainly evident that, if the policy-holders move, and move quickly, they can be absolutely assured that:
1st. The funds as they are to-day will remain intact.
2d. They will be added to by the restitution of from $75,000,000 to $150,000,000.
3d. A score of the thieves who have plundered policy-holders in the past will be sent to prison.
4th. The future payments of policy-holders will be largely cut down.
5th. The present swollen surpluses will be returned in large part to policy-holders.
6th. In the future policy-holders will actually run the company.