Debts.A Filipino seeking to borrow money has to give ample security and pay interest at the rate of one real for every dollar per month (twelve and one-half per cent. monthly); and it is not easy for him to borrow more than five dollars, for which sum only he is legally liable. Trade and credit are less developed in eastern and northern Samar than in the western part of the island, which keeps up a more active communication with the other inhabitants of the Archipelago. There current money is rarely lent, but only its value in goods is advanced at the rate of a real per dollar per mensem. If the debtor fails to pay within the time appointed, he frequently has to part with one of his children, who is obliged to serve the lender for his bare food, without wages, until the debt has been extinguished. I saw a young man who had so served for the term of five years, in liquidation of a debt of five dollars which his father, who had formerly been a gobernadorcillo in Paranas, owed to a mestizo in Catbalogan; and on the east coast a pretty young girl, who, for a debt of three dollars due by her father, had then, for two years, served a native, who had the reputation of being a spendthrift. I was shown in Borongan a coconut plantation of three hundred trees, which was pledged for a debt of ten dollars about twenty years ago, since which period it had been used by the creditor as his own property; and it was only a few years since that, upon the death of the debtor, his children succeeded, with great difficulty, in paying the original debt and redeeming the property. It is no uncommon thing for a native to borrow two dollars and a half from another in order to purchase his exemption from the forty days of annual service, and then, failing to repay the loan punctually, to serve his creditor for a whole year.[5]

People of Samar and Leyte.The inhabitants of Samar and Leyte, who are at once idler and filthier than those of Luzon, seem to be as much behind the Bicols as the latter are behind the Tagalogs. In Tacloban, where a more active intercourse with Manila exists, these qualities are less pronounced, and the women, who are agreeable, bathe frequently. For the rest, the inhabitants of the two islands are friendly, obliging, tractable, and peaceable. Abusive language or violence very rarely occurs, and, in case of injury, information is laid against the offender at the tribunal. Great purity of manners seems to prevail on the north and west coasts, but not on the east coast, nor in Leyte. External piety is universally conspicuous, through the training imparted by the priests; the families are very united, and great influence is wielded by the women, who are principally engaged in household employments, and are tolerably skilful in weaving, and to whom only the lighter labors of the field are assigned. The authority of the parents and of the eldest brother is supreme, the younger sisters never venturing to oppose it; women and children are kindly treated.

Leyte.The natives of Leyte, clinging as strongly to their native soil as those of Samar, like them, have no partiality for the sea, though their antipathy to it is not quite so manifest as that of the inhabitants of Samar.[6]

Public charity not accepted.There are no benevolent institutions in either of the two islands. Each family maintains its own poor and crippled, and treats them tenderly. In Catbalogan, the chief town of the island, with five to six thousand inhabitants, there were only eight recipients of charity; but in Albay mendicants are not wanting. In Lauang, when a Spaniard, on a solemn festival, had caused it to be proclaimed that he would distribute rice to the poor, not a single applicant came forward. The honesty of the inhabitants of Samar is much commended. Obligations are said to be contracted almost always without written documents, and never forsworn, even if they make default in payment. Robberies are of rare occurrence in Samar, and thefts almost unknown. There are schools also here in the pueblos, which accomplish quite as much as they do in Camarines.

Amusements.Of the public amusements cock-fighting is the chief, but it is not so eagerly pursued as in Luzon. At the church festivals they perform a drama translated from the Spanish, generally of a religious character; and the expense of the entertainment is defrayed by voluntary contributions of the wealthy. The chief vices of the population are play and drunkenness; in which latter even women and young girls occasionally indulge. The marriage feasts, combining song and dance, often continue for several days and nights together, where they have a sufficient supply of food and drink. Suitor’s service.The suitor has to serve in the house of the bride’s parents two, three, and even five years, before he takes his bride home; and money cannot purchase exemption from this onerous restriction. He boards in the house of the bride’s parents who furnish the rice, but he has to supply the vegetables himself.[7] At the expiration of his term of service he builds, with the assistance of his relations and friends, the house for the family which is about to be newly established.

Morals.Though adultery is not unknown, jealousy is rare, and never leads to violence. The injured individual generally goes with the culprit to the minister, who, with a severe lecture to one, and words of consolation to the other, sets everything straight again. Married women are more easily accessible than girls, whose prospect of marriage, however, it seems is not greatly diminished by a false step during single life. While under parental authority girls, as a rule, are kept under rigid control, doubtless in order to prolong the time of servitude of the suitor. External appearance is more strictly regarded among the Bisayans than by the Bicols and Tagalogs. Here also the erroneous opinion prevails, that the number of the women exceeds that of the men. Instances occur of girls of twelve being mothers; but they are rare; and though women bear twelve or thirteen children, many of these, however, do not live. Great infant mortality.So much so is this the case, that families of more than six or eight children are very rarely met with.

Superstitions.Superstition is rife. Besides the little church images of the Virgin, which every Filipina wears by a string round the neck, many also have heathen amulets, of which I had an opportunity of examining one that had been taken from a very daring criminal. It consisted of a small ounce flask, stuffed full of vegetable root fibres, which appeared to have been fried in oil. This flask, which is prepared by the heathen tribes, is accredited with the virtue of making its owner strong and courageous. The capture of this individual was very difficult; but, as soon as the little flask was taken from him, he gave up all resistance, and allowed himself to be bound. In almost every large village there are one or more Ghouls.Asuang families who are generally dreaded and avoided, and regarded as outlaws, and who can marry only amongst themselves. They have the reputation of being cannibals.[8] Perhaps they are descended from such tribes? At any rate, the belief is very general and firmly rooted; and intelligent old natives when questioned by me on the subject, answered that they certainly did not believe that the Asuangs ate men at the present time, but that their forefathers had assuredly done so.[9]

Ancient Literature.Of ancient legends, traditions, or ballads, it is stated that there are none. It is true they have songs at their dances, but these are spiritless improvisations, and mostly in a high key. They have not preserved any memorials of former civilization. “The ancient Pintados possessed no temples, every one performing his anitos in his own house, without any special solemnity”—(Morga, f. 145 v). Pigafetta (p. 92) certainly mentions that the King of Cebu, after his conversion to Christianity, caused many temples built on the seashore to be destroyed; but these might only have been structures of a very perishable kind. Festivals and shrines.On certain occasions the Bisayans celebrated a great festival, called Pandot, at which they worshipped their gods in huts, which were expressly built for the purpose, covered with foliage, and adorned with flowers and lamps. They called these huts simba or simbahan (the churches are so called to the present day), “and this is the only thing which they have similar to a church or a temple”—(Informe, I., i., 17). According to Gemelli Careri they prayed to some particular gods, derived from their forefathers, who are called by the Bisayans Davata (Divata), and by the Tagalogs Anito; one anito being for the sea and another for the house, to watch over the children.[10] Ancestor worship.In the number of these anitos they placed their grandfathers and great-grandfathers, whom they invoked in all their necessities, and in whose honor they preserved little statues of stone, wood, gold, and ivory, which they called liche or laravan. Amongst their gods they also reckoned all who perished by the sword, or were killed by lightning, or devoured by crocodiles, believing that their souls ascended to heaven on a bow which they called balangas. Pigafetta thus describes the idols which were seen by him:—“They are of wood, and concave, or hollow, without any hind quarters, with their arms extended, and their legs and feet bent upwards. They have very large faces, with four powerful teeth like boars’ tusks, and are painted all over.”[11]

In conclusion, let me take a brief account of the religion of the ancient Bisayans from Fr. Gaspar San Agustin (Conquest, 169):

Old religion.The daemon, or genius, to whom they sacrificed was called by them Divata, which appears to denote an antithesis to the Deity, and a rebel against him. Hell was called Solad, and Heaven (in the language of the educated people) Ologan * * * The souls of the departed go to a mountain in the province of Oton,[12] called Medias, where they are well entertained and served. The creation of the universe is thus explained. Creation myth.A vulture hovering between heaven and earth finds no place to settle himself upon, and the water rises towards heaven; whereupon Heaven, in its wrath, creates islands. The vulture splits a bamboo, out of which spring man and woman, who beget many children, and, when their number becomes too great, drive them out with blows. Some conceal themselves in the chamber, and these become the Datos; others in the kitchen, and these become the slaves. The rest go down the stairs and become the people.