Mozambique
9.95% (31 December 2008)
9.95% (31 December 2007)

Namibia
10% (31 December 2008)
10.5% (31 December 2007)

Nepal
6.5% (31 December 2008)
6.25% (31 December 2007)

Netherlands
3% (31 December 2008)
5% (31 December 2007)
note: this is the European Central Bank's rate on the marginal
lending facility, which offers overnight credit to banks in the euro
area

Netherlands Antilles
NA%

New Zealand
5% (31 December 2008)
8.25% (31 December 2007)

Nicaragua
NA%

Niger
4.75% (31 December 2008)
4.25% (31 December 2007)

Nigeria
9.75% (31 December 2008)
9.5% (31 December 2007)

Norway
4% (31 December 2008)
6.25% (31 December 2007)