Mongolia
10.82% (31 December 2009)
14.78% (31 December 2008)

Montserrat
6.5% (31 December 2009)
6.5% (31 December 2008)

Morocco
3.31% (31 December 2009)
3.32% (31 December 2008)

Mozambique
9.95% (31 December 2009)
9.95% (31 December 2008)

Namibia
7% (31 December 2009)
10% (31 December 2008)

Nepal
6.5% (31 December 2010)
6.5% (31 December 2009)

Netherlands
1.75% (31 December 2009)
3% (31 December 2008)
note: this is the European Central Bank's rate on the marginal
lending facility, which offers overnight credit to banks in the euro
area

New Zealand
2.5% (31 December 2009)
5% (31 December 2008)

Nicaragua
NA% (31 December 2009)
NA% (31 December 2008)

Niger
4.25% (31 December 2009)
4.75% (31 December 2008)