Thus, close scrutiny of the records of the Federal agencies involved and the testimony of the responsible officials of the U.S. Government establish that there was absolutely no type of informant or undercover relationship between an agency of the U.S. Government and Lee Harvey Oswald at any time.

Oswald’s Finances

In search of activities or payments demonstrating the receipt of unexplained funds, the Commission undertook a detailed study of Oswald’s receipts and expenditures starting with the date of his return from the Soviet Union on June 13, 1962, and continuing to the date of his arrest on November 22, 1963. In appendix XIV there appears a table listing Oswald’s estimated receipts and expenditures on a monthly basis during this period.

The Commission was assisted in this phase of the investigation by able investigators of the Internal Revenue Service of the Department of the Treasury and by agents of the FBI. The investigation extended far beyond interrogation of witnesses who appeared before the Commission. At banks in New Orleans, La.; Fort Worth, Dallas, Houston, and Laredo, Tex., inquiries were made for any record of a checking, savings, or loan accounts or a safe deposit box rented in the names of Lee Harvey Oswald, his known aliases, or members of his immediate family. In many cases a photograph of Oswald was exhibited to bank officials who were in a position to see a person in the safe deposit box area of their banks. No bank account or safe deposit boxes were located which could be identified with Oswald during this period of his life, although evidence was developed of a bank account which he had used prior to his trip to the Soviet Union in 1959. Telegraph companies were checked for the possibility of money orders that may have been sent to Oswald. All known locations where Oswald cashed checks which he received were queried as to the possibility of his having cashed other checks there. Further inquiries were made at Oswald’s places of employment, his residences and with local credit associations, hospitals, utility companies, State and local government offices, post offices, periodicals, newspapers, and employment agencies.[C6-776]

Marina Oswald testified that she knew of no sources of income Oswald other than his wages and his unemployment compensation.[C6-777] No evidence of other cash income has been discovered. The Commission has found that the funds known to have been available to Oswald during the period June 13, 1962, through November 22, 1963, were sufficient to cover all of his known expenditures during this period. Including cash on hand of $63 when he arrived from the Soviet Union, the Oswalds received a total of $3,665.89 in cash from wages, unemployment compensation benefits, loans, and gifts from acquaintances. His cash disbursements during this period were estimated at $3,501.79, leaving a balance of $164.10. (See [app. XIV].) This estimated balance is within $19 of the $183.87 in cash which was actually in Oswald’s possession at the time of his arrest, consisting of $13.87 on his person and $170 in his wallet left at the Paine house.[C6-778]

In computing Oswald’s expenditures, estimates were made for food, clothing, and incidental expenses. The incidental expenses included telephone calls, the cost of local newspapers, money order and check-cashing fees, postage, local transportation costs, personal care goods and services, and other such small items. All of these expenses, including food and clothing, were estimated at a slightly higher figure than would be normal for a family with the income of the Oswalds, and probably higher than the Oswalds actually spent on such items.[C6-779] This was done in order to be certain that even if some of Oswald’s minor expenditures are not known, he had adequate funds to cover his known expenditures.

During the 17-month period preceding his death, Oswald’s pattern of living was consistent with his limited income. He lived with his family in furnished apartments whose cost, including utilities, ranged from about $60 to $75 per month.[C6-780] Witnesses testified to his wife’s disappointment and complaints and to their own shock and misgivings about several of the apartments in which the Oswalds lived during the period.[C6-781] Moreover, the Oswalds, particularly Marina, frequently lived with relatives and acquaintances at no cost. Oswald and his family lived with his brother Robert and then with Marguerite Oswald from June until sometime in August 1962.[C6-782] As discussed previously, Marina Oswald lived with Elena Hall and spent a few nights at the Taylors’ house during October of 1962;[C6-783] in November of that same year, Marina Oswald lived with two families.[C6-784] When living away from his family Oswald rented rooms for $7 and $8 per week or stayed at the YMCA in Dallas where he paid $2.25 per day.[C6-785] During late April and early May 1963, Oswald lived with relatives in New Orleans, while his wife lived with Ruth Paine in Irving, Tex.[C6-786] From September 24, 1963, until November 22, Marina Oswald stayed with Ruth Paine, while Oswald lived in roominghouses in Dallas.[C6-787] During the period Marina Oswald resided with others, neither she nor her husband made any contribution to her support.[C6-788]

The Oswalds owned no major household appliances, had no automobile, and resorted to dental and hospital clinics for medical care.[C6-789] Acquaintances purchased baby furniture for them, and paid dental bills in one instance.[C6-790] After his return to the United States, Oswald did not smoke or drink, and he discouraged his wife from doing so.[C6-791] Oswald spent much of his time reading books which he obtained from the public library, and periodicals to which he subscribed.[C6-792] He resided near his place of employment and used buses to travel to and from work.[C6-793] When he visited his wife and the children on weekends in October and November 1963, he rode in a neighbor’s car, making no contribution for gasoline or other expenses.[C6-794] Oswald’s personal wardrobe was also very modest. He customarily wore T-shirts, cheap slacks, well-worn sweaters, and well-used zipper jackets. Oswald owned one suit, of Russian make and purchase, poor fitting and of heavy fabric which, despite its unsuitability to the climates of Texas and Louisiana and his obvious discomfort, he wore on the few occasions that required dress.[C6-795]

Food for his family was extremely meager. Paul Gregory testified that during the 6 weeks that Marina Oswald tutored him he took the Oswalds shopping for food and groceries on a number of occasions and that he was “amazed at how little they bought.”[C6-796] Their friends in the Dallas-Fort Worth area frequently brought them food and groceries.[C6-797] Marina testified that her husband ate “very little.” He “never had breakfast. He just drank coffee and that is all. Not because he was trying to economize. Simply he never liked to eat.” She estimated that when he was living by himself in a roominghouse, he would spend “about a dollar, $1.30” for dinner and have a sandwich and soft drink for lunch.[C6-798]

The thrift which Oswald exercised in meeting his living expenses allowed him to accumulate sufficient funds to meet other expenses which he incurred after his return from the Soviet Union. From his return until January of 1963, Oswald repaid the $435.71 he had borrowed from the State Department for travel expenses from Moscow, and the $200 loan he had obtained from his brother Robert to fly from New York to Dallas upon his return to this country. He completed the retirement of the debt to his brother in October 1962.[C6-799] His cash receipts from all sources from the day of his arrival in Fort Worth through October 1962 aggregated $719.94; it is estimated that he could have made the repayments to Robert and met his other known expenses and still have been left with savings of $122.06 at the end of the month. After making initial $10 monthly payments to the State Department, Oswald paid the Government $190 in December and $206 in January, thus liquidating that debt.[C6-800] From his net earning of $805.96 from November through January plus his prior savings, Oswald could have made these payments to the State Department, met his other known expenses, and still have had a balance of $8.59 at the end of January 1963. In discussing the repayment of these debts, Marina Oswald testified: “Of course we did not live in luxury. We did not buy anything that was not absolutely needed, because Lee had to pay his debt to Robert and to the Government. But it was not particularly difficult.”[C6-801]