Mr. Hutchison. And I always step into the cage to cash checks and, naturally, I know most people who come in. And this was a two-party check.

Mr. Jenner. What do you mean by that?

Mr. Hutchison. A two-party check means that it was not a payroll check, but a personal check given to him.

Mr. Jenner. All right.

Mr. Hutchison. And, as best as I can remember, it was $189—which is strictly against our rules to cash. We don't cash any two-party checks over $25.

Mr. Jenner. I see.

Mr. Hutchison. And so I just merely told him, "I'm sorry; I can't cash this check."

Mr. Jenner. Excuse me. If I call that a personal check—is that an apt description? You call it a "two-party" check, meaning——

Mr. Hutchison. Yes, sir.

Mr. Jenner. It's drawn by an individual and payable to an individual?