They were talking over the carelessness of well-to-do people who, by overlooking their small bills, frequently bring disaster upon the tradesmen who are trying to do business on a small capital.

“It sometimes happens that these poor devils have two or three times the amount of their capital out in bills that if paid promptly would make their commercial ways a path of roses,” said the economist. “Little bills of three, four, and five dollars, not much in themselves, mount up high in the aggregate, and it sometimes happens that a seeming prosperity, through the failure of a lot of customers to pay their bills within a reasonable time, results in ruin.

“And yet,” said the reminiscencer, “it sometimes works the other way. I heard a story in England once of a harness dealer who on entering his shop one afternoon, after an absence of several hours, noticed that a rather handsome saddle that he had had in stock had disappeared. He made immediate inquiry of his salesmen, and one of them informed him that he had sold it to a gentleman who had come to the shop with his trap, that the purchaser had thrown it into his wagon and driven off, after telling him to charge it. Unfortunately, however, he had forgotten to ask the gentleman’s name, and all effort to identify him by description failed.

“‘Well,’ said the shopkeeper, who was an ingenious man, ‘there is only one thing left to be done. We will charge the saddle up on all our outstanding accounts. Those who did not buy the saddle will, of course, call our attention to our error, and the man who did take it will, of course, pay.”

“This method was adopted, and at the beginning of the next month the bills were sent out accordingly. Two weeks later the saddler approached his cashier, and asked if he had heard as yet about the matter. ‘How about that missing saddle, Marcus?’ he asked. ‘We are doing very well, sir,’ replied the cashier. ‘Forty of our customers have paid for it, and only two have discovered the mistake.’”


The story is told of a young Oregon girl, a favorite in society, but who was poor and had to take care not to get her evening gowns soiled, as their number was limited. At a dance not long ago a great, big, red-faced, perspiring man came in and asked her to dance. He wore no gloves. She looked at the well-meaning moist hands despairingly, and thought of the immaculate back of her waist. She hesitated a bit, and then she said, with a winning smile:

“Of course I will dance with you, but if you don’t mind, won’t you please use your handkerchief?”

The man looked at her blankly a moment or two. Then a light broke over his face.