But the Christian made answer to him—
"Fair, sweet friend, all my kinsfolk and acquaintance have cast me utterly behind them, neither care they for me any more, notwithstanding that they thrive by reason of my gifts and toil. I can offer no kinsman as surety, nor have I a friend in the world. But though I can give neither pledge nor surety, strive how I may, yet I swear to you now on my faith and conscience, that, without fail, I will repay you your loan and your substance on the very day that the debt becomes due."
"If things are thus, I can lend you nothing," answered the Jew; "for grievously I doubt that you may not carry out your bargain."
"Fair, sweet friend," he made reply, "since then I neither have, nor think to have, a pledge to offer, take now in pledge, I pray you, my Maker, in whom is all my faith, this Jesus Christ, the King of Heaven, the King of kings, the God of gods. If you have not your money returned on the very day that you shall name, I swear to you by God, fair brother Jew, and by His Mother, so tender and so dear, that I will become your villein and your serf, in such wise and fashion as any other slave of yours; so that with a ring about my neck you may sell me in the market-place, just as any brute beast."
Now in his heart the Jew greatly desired and longed to make this Christian his bondsman. Therefore, laughing, he replied—
"I believe but little that Jesus Christ, the son of Mary, whom our forefathers crucified on a cross of wood, was truly God. But inasmuch as He was doubtless a holy man, and a prophet of mighty name, if you will put Him in pledge in such manner that you will serve me all your life should you fail me in this our bargain, why, I will take your pledge without demur."
"Fairly have you spoken," said he, "by my soul. Let us go straightway to the church of Our Lady, the most glorious Mother of God."
A great company of Christians and of Jews went with them to the church, and many a clerk and layman was witness to their device and covenant. Without any delay, the wretched merchant kneeled him down before the Statue, whilst the hot tears rushed to his eyes, and over-ran and wetted all his face, because of the poverty which drove him to this deed. The unhappy man knew not what to do in his plight, but he cast his burden upon the Lord, and, weeping, prayed God's precious Mother that she would deign to set wretchedness and bondage far from him. But very fearful was he, and sore adread in his heart.
When he had prayed his prayer to Our Lady, he sprang lightly to his feet, and said—
"Friend Jew, by my soul see here my Surety. In giving you this Child and this Image, I give you Jesus Christ, Himself, as pledge. He created me, and He fashioned me. 'Tis He Who is my bond for your moneys. A richer pledge you may not think to have, so help me God, now and for evermore."