A worthy merchant is the heir of adventure, whose hopes hang much upon wind. Upon a wooden horse he rides through the world, and in a merry gale he makes a path through the seas. He is a discoverer of countries, and a finder out of commodities, resolute in his attempts, and royal in his expenses. He is the life of traffic and the maintainer of trade, the sailor's master and the soldier's friend. He is the exercise of the exchange, the honour of credit, the observation of time, and the understanding of thrift. His study is number, his care his accounts, his comfort his conscience, and his wealth his good name. He fears not Scylla, and sails close by Charybdis, and having beaten out a storm, rides at rest in a harbour. By his sea-gain he makes his land purchase, and by the knowledge of trade finds the key of treasure. Out of his travels he makes his discourses, and from his eye observations brings the models of architectures. He plants the earth with foreign fruits, and knows at home what is good abroad. He is neat in apparel, modest in demeanour, dainty in diet, and civil in his carriage. In sum, he is the pillar of a city, the enricher of a country, the furnisher of a court, and the worthy servant of a king.

AN UNWORTHY MERCHANT.

An unworthy merchant is a kind of pedlar, who (with the help of a broker) gets more by his wit than by his honesty. He doth sometime use to give out money to gamesters, be paid in post, upon a hand at dice. Sometime he gains more by baubles than better stuffs, and rather than fail will adventure a false oath for a fraudulent gain. He deals with no wholesale, but all his honesty is at one word; as for wares and weights, he knows how to hold the balance, and for his conscience he is not ignorant what to do with it. His travel is most by land, for he fears to be too busy with the water, and whatever his ware may be, he will be sure of his money. The most of his wealth is in a pack of trifles, and for his honesty I dare not pass my word for him. If he be rich, it is ten to one of his pride; and if he be poor, he breaks without his fast. In sum, he is the disgrace of a merchant, the dishonour of a city, the discredit of his parish, and the dislike of all.

A GOOD MAN.

A good man is an image of God, lord over all His creatures, and created only for His service. He is made capable of reason to know the properties of nature, and by the inspiration of grace to know things supernatural. He hath a face always to look upward, and a soul that gives life to all the senses. He lives in the world as a stranger, while heaven is the home of his spirit. His life is but the labour of sense, and his death the way to his rest. His study is the Word of truth, and his delight is in the law of love. His provision is but to serve necessity, and his care the exercise of charity. He is more conversant with the divine prophets than the world's profits, and makes the joy of his soul in the tidings of his salvation. He is wise in the best wit, and wealthy in the richest treasure. His hope is but the comfort of mercy, and his fear but the hurt of sin. Pride is the hate of his soul, and patience the worker of his peace. His guide is the wisdom of grace, and his travel but to the Heavenly Jerusalem. In sum, he is the elect of God, the blessing of grace, the seed of love, and the fruit of life.

AN ATHEIST OR MOST BAD MAN.

An atheist is a figure of desperation, who dare do anything even to his soul's damnation. He is in nature a dog, in wit an ass, in passion a bedlam, and in action a devil. He makes sin a jest, grace a humour, truth a fable, and peace a cowardice. His horse is his pride, his sword is his castle, his apparel his riches, and his punk his paradise. He makes robbery his purchase, lechery his solace, mirth his exercise, and drunkenness his glory. He is the danger of society, the love of vanity, the hate of charity, and the shame of humanity. He is God's enemy, his parents' grief, his country's plague, and his own confusion. He spoils that is necessary and spends that is needless. He spits at the gracious and spurns the godly. The tavern is his palace and his belly is his god; a whore is his mistress and the devil is his master. Oaths are his graces, wounds his badges, shifts are his practices, and beggary his payments. He knows not God, nor thinks of heaven, but walks through the world as a devil towards hell. Virtue knows him not, honesty finds him not, wisdom loves him not, and honour regards him not. He is but the cutler's friend and the chirurgeon's agent, the thief's companion and the hangman's benefactor. He was begotten untimely and born unhappily, lives ungraciously and dies unchristianly. He is of no religion nor good fashion; hardly good complexion, and most vile in condition. In sum, he is a monster among men, a Jew among Christians, a fool among wise men, and a devil among saints.

A WISE MAN.

A wise man is a clock that never strikes but at his home, or rather like a dial that, being set right with the sun, keeps his true course in his compass. So the heart of a wise man, set in the course of virtue by the spirit of grace, runs the course of life in the compass of eternal comfort. He measureth time and tempereth nature, employeth reason and commandeth sense. He hath a deaf ear to the charmer, a close mouth to the slanderer, an open hand to charity, and an humble mind to piety. Observation and experience are his reason's labours, and patience with conscience are the lines of his love's measure; contemplation and meditation are his spirit's exercise, and God and His Word are the joy of his soul. He knows not the pride of prosperity nor the misery of adversity, but takes the one as the day, the other as the night. He knows no fortune, but builds all upon providence, and through the hope of faith hath a fair aim at heaven. His words are weighed with judgment, and his actions are the examples of honour. He is fit for the seat of authority, and deserves the reverence of subjection. He is precious in the counsel of a king, and mighty in the sway of a kingdom. In sum, he is God's servant and the world's master, a stranger upon earth, and a citizen in heaven.

A FOOL.