Nor is the best man deity.
—Charles William Pearson, “A Threefold Cord.”
(1102)
FIRE, COST OF
Fire levies upon Americans each year an enormous tax, calculated by government officials at almost a million and a half dollars a day and 1,499 lives a year.
As a result of an investigation by officials of the geological survey, it has been ascertained that cheaper fireproof materials can be used to advantage in construction, that three to six times the necessary amount of material is habitually used in structural work, that the building codes are laxly enforced, that the fire loss in the United States is eight times as much per capita as in any country in Europe, and that the great fire waste in the United States is due, principally, to the predominance of frame buildings and to defective construction and equipment.
Contrast between the small losses by fire to government buildings and the immense losses reported from the country as a whole, led the geological survey to make an inquiry.
Not one person in a thousand knows that the United States Government owns buildings that cost more than $300,000,000, and is spending $20,000,000 a year for new buildings. It will be a surprize to every one, too, to learn that not one cent of insurance against loss by fire is carried on these valuable buildings. Insurance at the ordinary rate would cost more than half a million dollars a year, and the government avoids this great tax by constructing buildings that are securely fireproof.
After a careful investigation, it has been determined that the total cost of fires in the United States in 1907, excluding that of forest fires and the marine losses (in themselves extensive), but including excess cost of fire protection due to bad construction and excess premiums over insurance paid, amounted to the enormous sum of $456,485,000, a tax on the American people exceeding the total value of all the gold, silver, copper and petroleum produced in the United States in that year.
The cost of building construction in 1907 in forty-nine leading cities of the United States, reporting a total population of less than 18,000,000, amounted to $661,076,286, and the cost of building construction for the entire country is conservatively estimated at $1,000,000,000. Thus it will be seen that nearly one-half of the value of all the new buildings constructed within one year is destroyed by fire. The annual fire cost is greater than the value of the real property and improvements in either Maine, West Virginia, North Carolina, North Dakota, South Dakota, Alabama, Louisiana or Montana. In addition to this waste of wealth and natural resources, 1,499 persons were killed and many thousands were injured in fires in the United States in 1907.