"His only fault is," observed a third, "that he is, if anything, too generous, and doesn't know the value of money; his fault's on the right side, however."

"He has the spunk in him," said a fourth; "keeps a capital table, prime wines, and a standing welcome for his friends."

"Why," said a fifth, "if he doesn't enjoy his money while he lives, he won't when he's dead; so more power to him, and a wider throat to his purse."

Indeed, the very persons who were cramming themselves at his expense despised him at heart. They knew very well, however, how to take him on the weak side. Praise his generosity, and he would do anything; call him a man of spirit, and you might fleece him to his face. Sometimes he would toss a purse of guineas to this knave, another to that flatterer, a third to a bully, and a fourth to some broken down rake—and all to convince them that he was a sterling friend—a man of mettle and liberality. But never was he known to help a virtuous and struggling family—to assist the widow or the fatherless, or to do any other act that was truly useful. It is to be supposed the reason of this was, that as he spent it, as most of the world do, in the service of the devil, by whose aid he got it, he was prevented from turning it to a good account. Between you and me, dear reader, there are more persons acting after Bill's fashion in the same world than you dream about.

When his money was out again, his friends played him the same rascally game once more. No sooner did his poverty become plain, than the knaves began to be troubled with small fits of modesty, such as an unwillingness to come to his place when there was no longer anything to be got there. A kind of virgin bashfulness prevented them from speaking to him when they saw him getting out on the wrong side of his clothes. Many of them would turn away from him in the prettiest and most delicate manner when they thought he wanted to borrow money from them—all for fear of putting him to the blush by asking it. Others again, when they saw him coming towards their houses about dinner hour, would become so confused, from mere gratitude, as to think themselves in another place; and their servants, seized, as it were, with the same feeling, would tell Bill that their masters were "not at home."

At length, after travelling the same villainous round as before, Bill was compelled to betake himself, as the last remedy, to the forge; in other words, he found that there is, after all, nothing in this world that a man can rely on so firmly and surely as his own industry. Bill, however, wanted the organ of common sense; for his experience—and it was sharp enough to leave an impression—ran off him like water off a duck.

He took to his employment sorely against his grain; but he had now no choice. He must either work or starve, and starvation is like a great doctor—nobody tries it till every other remedy fails them. Bill had been twice rich; twice a gentleman among blackguards, but always a blackguard among gentlemen; for no wealth or acquaintance with decent society could rub the rust of his native vulgarity off him. He was now a common blinking sot in his forge; a drunken bully in the tap-room, cursing and brow-beating every one as well as his wife; boasting of how much money he had spent in his day; swaggering about the high doings he carried on; telling stories about himself and Lord This at the Curragh; the dinners he gave—how much they cost him, and attempting to extort credit upon the strength of his former wealth. He was too ignorant, however, to know that he was publishing his own disgrace, and that it was a mean-spirited thing to be proud of what ought to make him blush through a deal board nine inches thick.

He was one morning industriously engaged in a quarrel with his wife, who, with a three-legged stool in her hand, appeared to mistake his head for his own anvil; he, in the meantime, paid his addresses to her with his leather apron, when who steps in to jog his memory about the little agreement that was between them, but old Nick. The wife, it seems, in spite of all her exertions to the contrary, was getting the worst of it; and Sir Nicholas, willing to appear a gentleman of great gallantry, thought he could not do less than take up the lady's quarrel, particularly as Bill had laid her in a sleeping posture. Now Satan thought this too bad; and as he felt himself under many obligations to the sex, he determined to defend one of them on the present occasion; so as Judy rose, he turned upon the husband, and floored him by a clever facer.

"You unmanly villain," said he, "is this the way you treat your wife? 'Pon honour, Bill, I'll chastise you on the spot. I could not stand by, a spectator of such ungentlemanly conduct without giving up all claim to gallant——" Whack! the word was divided in his mouth by the blow of a churn-staff from Judy, who no sooner saw Bill struck, than she nailed Satan, who "fell" once more.

"What, you villain! that's for striking my husband like a murderer behind his back," said Judy, and she suited the action to the word, "that's for interfering between man and wife. Would you murder the poor man before my face? eh? If he bates me, you shabby dog you, who has a better right? I'm sure it's nothing out of your pocket. Must you have your finger in every pie?"