"No, father."

"Or," continued Mr. Loyd with rising temper, "a spouting whale, an Old Bailey barrister, a town-crier, a grampus, a locomotive blowing off steam, an Australian bell-bird, or a laughing jackass?"

"I'm sure I never laugh, so you needn't fling that at me."

"I wish you were dumb as well as deaf," groaned Mr. Loyd.

"Why?"

"Because I might then get you into the asylum."

"File 'em," muttered Joseph. "He's still thinking of the bills."

"Confound him," muttered his father. "He's worse than a county court judgment. I don't know what to do with him."

To soothe his nerves he lighted a cigar, and looking in the fire puffed away at the weed, while Joe again took up the paper and went on reading.

Half-an-hour passed.