The Boroughmongers are, you know, those persons (some Lords, some Baronets, and some Esquires, as they call themselves) who fill, or nominate others to fill, the seats in the House of Commons. Commons means the mass of the people. So that this is the House of the People, according to the law of the land. The people—you, I, and all of us, ought to vote for the men who sit in this House. But the said Lords, Baronets, and Esquires have taken our rights away, and they nominate the Members themselves. A monger is a dealer, as ironmonger, cheesemonger, and the like: and as the Lords, Baronets, and Esquires sometimes sell and sometimes buy seats, and as the seats are said to be filled by the people in certain Boroughs, these Lords, Baronets, and Esquires are very properly called Boroughmongers; that is to say, dealers in boroughs or in the seats of boroughs. As all laws and all other matters of government are set up and enforced at the will of the two Houses, against whose will the king cannot stir hand or foot; and as the Boroughmongers fill the seats of the two Houses, they have all the power, and, of course, the king and the people have none. Being possessed of all the power; being able to tax us at their pleasure; being able to hang us for whatever they please to call a crime; they will, of course, do with our property and persons just what they please. And accordingly, they take from us more than the half of our earnings; and they keep soldiers (whom they deceive) to shoot at us and kill us, if we attempt to resist. They put us in dungeons when they like. And, in Ireland, they compel people to remain shut up in their houses from sunset to sunrise, and if any man, contrary to their commands, goes out of his house in the night, in order to go to the privy, they punish him very severely; and in that unhappy country they transport men and women to Botany Bay without any trial by jury, and merely by the orders of two justices of the peace appointed by themselves.
This, Jack, is horrid work to be going on amongst a people who call themselves free; amongst a people who boast of their liberties. But the facts are so; and now I shall explain to you how the Boroughmongers, who are so few in number compared to the whole people, are able to commit these cruel acts and to carry on this abominable tyranny; and you will see that the trick of Savings Banks makes a part of the means, which they now intend to use for the perpetuating of this tyranny.
Formerly, more than a hundred years ago, when the kings of England had some real power, and before the Boroughmongers took all the powers of king and people into their hands, the people, when the kings behaved amiss, used to rise against them and compel them to act justly. They beheaded Charles the First about one hundred and seventy years ago; and they drove James the Second out of the kingdom; they went so far as to set his family aside for ever, and they put up the present royal family in its stead.
This was all very well; but when King James had been driven out, the Lords and Baronets and Squires conceived the notion of ruling for ever over king and people. They made Parliaments, which used to be annual, three years of duration; and when the members had been elected for three years, the members themselves made a law to make the people obey them for seven years. Thus was the usurpation completed; and from that time to this the Boroughmongers have filled the seats just as it has pleased them to do it; and they have, as I said before, done with our property and our persons just what they have pleased to do.
Now it will naturally be matter of wonder to you, friend Jack, that this small band of persons, and of debauched wretched persons too, any half dozen of whom you would be able to beat with one hand tied down; it will be matter of wonder to you that this contemptible band should have been able thus to subjugate, and hold in bondage so degrading, the whole of the English people. But, Jack, recollect that once a parcel of fat, lazy, drinking, and guttling monks and friars were able to make this same people to work and support them in their laziness and debaucheries, aye, and almost to adore them, too; to go to them, and kneel down and confess their sins to them, and to believe that it was in their power to absolve them of their sins. Now how was it that these fat, these bastard-propagating rascals succeeded in making the people do this? Why by fraud; by deception; by cheatery; by making them believe lies; by frightening them half out of their wits; by making them believe that they would go to hell if they did not work for them. A ten-thousandth part of the people were able to knock the greasy vagabonds on the head; and they would have done it too; but they were afraid of going to hell if they had no priest to pardon them.
Thus did these miscreants govern by fraud. The Boroughmongers, as I shall by and by show, have of late been compelled to resort to open force; but for a long while they governed by fraud alone. First they, by the artful and able agents which they have constantly kept in pay, frightened the people with the pretended dangers of a return of the old king's family. The people were amused with this scarecrow, while the chains were silently forging to bind them with. But the great fraud, the cheat of all cheats, was what they call the national debt. And now, Jack, pray attend to me; for I am going to explain the chief cause of all the disgraces and sufferings of the labourers in England; and am also going to explain the reasons or motives which the Boroughmongers have for setting on foot this new fraud of Savings Banks. I beg you, Jack, if you have no other leisure time, to stay at home instead of going to church, for one single Sunday. Shave yourself, put on a clean shirt, and sit down and read this letter ten times over, until you understand every word of it. And if you do that, you will laugh at the parson and tax-gatherer's coaxings about Savings Banks. You will keep your odd pennies to yourself; or lay them out in bread or bacon.
You have heard, I daresay, a great deal about the national debt; and now I will tell you what this thing is, and how it came, and then you will see what an imposture it is, and how shamefully the people of England have been duped and robbed.
The Boroughmongers having usurped all the powers of government, and having begun to pocket the public money at a great rate, the people grew discontented. They began to think that they had done wrong in driving King James away. In a pretty little fable-book, there is a fable which says that the frogs, who had a log of wood for king, prayed to Jupiter to send them something more active. He sent them a stork, or heron, which gobbled them up alive by scores! The people of England found in the Boroughmongers what the poor frogs found in the stork; and they began to cry out against them and to wish for the old king back again.
The Boroughmongers saw their danger, and they adopted measures to prevent it. They saw that if they could make it the interest of a great many rich people to uphold them and their system they should be able to get along. They therefore passed a law to enable themselves to borrow money of rich people; and by the same law they imposed it on the people at large to pay, for ever, the interest of the money so by them borrowed.
The money which they thus borrowed they spent in wars, or divided amongst themselves, in one shape or another. Indeed the money spent in wars was pocketed, for the greater part, by themselves. Thus they owed, in time, immense sums of money; and as they continued to pass laws to compel the nation at large to pay the interest of what they borrowed, spent and pocketed, they called and still call this debt, the debt of the nation; or, in the usual words, the national debt.