"We picked up the Olympic and told her we were sinking by the head and were about all down. As Phillips was sending the message I strapped his life-belt to his back. I had already put on his overcoat. Every minute was precious, so I helped him all I could.

BAND PLAYS IN RAG-TIME

"From aft came the tunes of the band. It was a rag-time tune, I don't know what. Then there was 'Autumn.' Phillips ran aft and that was the last I ever saw of him.

"I went to the place where I had seen a collapsible boat on the boat deck, and to my surprise I saw the boat and the men still trying to push it off. I guess there wasn't a sailor in the crowd. They couldn't do it. I went up to them and was just lending a hand when a large wave came awash of the deck.

"The big wave carried the boat off. I had hold of a row-lock and I went off with it. The next I knew I was in the boat.

"But that was not all. I was in the boat and the boat was upside down and I was under it. And I remember realizing I was wet through, and that whatever happened I must not breathe, for I was under water.

"I knew I had to fight for it and I did. How I got out from under the boat I do not know, but I felt a breath of air at last.

"There were men all around me hundreds of them. The sea was dotted with them, all depending on their life-belts. I felt I simply had to get away from the ship. She was a beautiful sight then.

"Smoke and sparks were rushing out of her funnel, and there must have been an explosion, but we had heard none. We only saw the big stream of sparks. The ship was gradually turning on her nose just like a duck does that goes down for a dive. I had one thing on my mind—to get away from the suction. The band was still playing, and I guess they all went down.

"They were playing 'Autumn' then. I swam with all my might. I suppose I was 150 feet away when the Titanic, on her nose, with her after-quarter sticking straight up in the air, began to settle slowly.