"The fact is, Mr. Cleaver, that I foresee the day coming when women will wear no jewellery. Already the spirit of competition has passed, and it is by competition and the pride of competition that this trade has flourished. A woman buys a rope of pearls because another woman wears one. Lady A cannot allow Lady B to have more valuable diamonds than she possesses. Very few really admire the gems for their own sake, and when you think of the crimes that have been committed because of them, the envious passions they arouse, and the swindles to which they give birth, then, indeed, we may wish that every precious stone lay deep at the bottom of the sea."

"But, my dear sir, are you not thus banishing much beauty from the world—did not the Almighty create precious stones for pretty women to wear?"

The jeweller shrugged his shoulders, sweeping aside carelessly some priceless pearls that lay on the table before him.

"The Almighty created them to lie securely in their shells, or deep in the caverns of the earth; for the rivers to wash them with sweet waters or the lurid fire to shape them in the bowls of the mountains. The beauties given us to enjoy are those upon which our eyes may light in the woodlands or from the heights—the glory of the sunset, the stillness of the sea, the thousand hues of a garden of flowers, or the cascade as it falls from the mountain top. These things are common to all, but the precious stone is too often for the neck or the fingers of the harlot and the adventuress. No, sir, I shall retire from this business and seek out some quiet spot where I can await with composure the solemn moment of dissolution we all must face."

Ambrose was almost too astonished to speak.

"I admire your philosophy," he said at length, "but the fact is, that I want a diamond ring and a rope of pearls and if——"

"Ah," said the old man interrupting him, "it is odd that you should speak of pearls, for I have just been telling my partner here that whatever he may do in the future, he will find pearls of little profit to him. What with imitations and the 'cultured' article, women are coming already to despise them. But even if you take your fiancée a diamond ring, will she not merely say to herself: 'an excellent beginning, now what is the next thing I can get out of him?' Be wise and cultivate no such spirit of cupidity, foreign to a good woman's nature but encouraged by the men, who, for vanity's sake, heap presents upon her. Take rather this little cross, set with pure amethysts, the emblem of faith and so discover, my dear sir, whether she loves the man or the jewel, for indeed but few women love both, as all their story teaches us."

Ambrose took the cross and thanked the old man for his words of wisdom. Another cab carried him on his way to Upper Gloucester Place where Kitty Palmer then lived with her saintly mother—and as he went, he reflected upon the jeweller's words.

"I'll put her to the proof," he said to himself, "if she likes this twopenny halfpenny cross, she is a miracle among women. But, of course, she won't like it and there'll be another scene. What a devil of a temper she was in this morning and how she made the fur fly! If she's like that now, I shall just take her into my arms and kiss her until she's done fighting. After all, I wouldn't give sixpence for a woman who had no spirit. It's their moods that make them so fascinating —little devils that they are at their best!"

The arrival at the house cut short his ruminations and he hastened into the well-known drawing-room and there waited impatiently while the maid summoned Kitty from her bedroom. She came down immediately to his great surprise—for usually she kept him waiting at least half an hour—and her mood was strangely changed, he thought. A pretty, flaxen-haired, blue-eyed, cream and white English type she was, but her chin spoke also of determination and the eyes which could "look love to eyes that looked again," upon occasion could also speak of anger which resented all control. This afternoon, however, Kitty was as meek as a lamb. She had become so utterly changed in an hour that Ambrose hardly knew her.