"What an outrageous rent!" said that lady.

"Yes—New York rents are rather inconsiderate," Miss Podder admitted. "But see, here's a guaranteed income if the girls stay—and I'm sure they will; and if the cooking's good you could easily get table boarders besides."

Mrs. Joyce hopped to the bureau and brought out a hard, sharp-pointed pencil, and a lined writing tablet.

"Let's figger it out," said she. "You say that house rents furnished at $3,200. It would take a cook and a chambermaid!"

"And a furnace man," said Miss Podder. "They come to about fifty a year. The cook would be thirty a month, the maid twenty-five, if you got first-class help, and you'd need it."

"That amounts to $710 altogether," stated Mrs. Joyce.

"Fuel and light and such things would be $200," Miss Podder estimated, "and I think you ought to allow $200 more for breakage and extras generally."

"That's $4,310 already," said Mrs. Joyce.

Then there's the food," Miss Podder went on. "How much do you think it would cost to feed twenty girls, two meals a day, and three Sundays?"

"And three more," Mrs. Joyce added, "with me, and the help, twenty-three. I could do it for $2.00 a week apiece."