Business Unreliability. He does not meet a promise in the way and at the time promised. Not being accustomed to business, he has small conception of the place the promise has in the business world. It is only recently he has begun to deal with banks. He, who has no credit, sees[D] no loss of it in a protested note, especially if he intends to pay it some time. That chain which links one man's obligation to another man's solvency he has not considered. He is really as good and safe a debt-payer when he owes a white man as the latter can have, but the methods of the modern bank, placing a time limit on debts, is his detestation. He much prefers the laissez-faire of the Southern plantation store.

Lack of Initiative. It was the policy of slavery to crush out the combining instinct, and it was well done; for, outside of churches and secret societies, the Negro has done little to increase the social efficiency which can combine many men into an organic whole, subject to the corporate will and direction. He has, however, made some hopeful beginnings.

Suspicion of his own race. He was taught to watch other Negroes and tell all that they did. This was slavery's native detective force to discover incipient insurrection. Each slave learned to distrust his fellow. And added to this is the knowledge one Negro has that no other has had half sufficient experience in business to be a wise counsellor, or a safe steward of another man's funds. Almost all Negroes who have acquired wealth have entrusted its management to white men.

Ignorance. The causes of his ignorance all know. That he has thrown off one-half of it in forty years is a wonderful showing; but a great incubus remains in the other half, and it demands the nation's attention. What the census calls literacy is often very shallow. The cause of this shallowness lies, in part, in the poor character and short duration of Southern schools; in the poverty that snatches the child from school prematurely to work for bread; in the multitude of mushroom colleges and get-smart-quick universities scattered over the South, and in the glamour of a professional education that entices poorly prepared students into special work.

Add to this, too, the commercialism of the age which regards each day in school as a day out of the market. Boys and girls by scores learn the mechanical parts of type-writing and stenography without the basal culture which gives these callings their greatest efficiency. They copy a manuscript, Chinese-like, mistakes and all; they take you phonetically in sense as well as sound, having no reserve to draw upon to interpret a learned allusion or unusual phrase. Thus while prejudice makes it hard to secure a place, auto-deficiency loses many a one that is secured.

We have discussed the leading characteristics of the Negro, his inborn excellencies and inbred defects, candidly and as they are to be seen in the great mass whose place determines the status of the race as a whole. It would, however, be to small purpose if we did not ask what can be done to develop the innate good and correct the bad in a race so puissant and numerous? This mass is not inert; it has great reactionary force, modifying and influencing all about it. The Negro's excellences have entered into American character and life already; so have his weaknesses. He has brought cheer, love, emotion and religion in saving measure to the land. He has given it wealth by his brawn and liberty by his blood. His self-respect, even in abasement, has kept him struggling upward; his confidence in his own future has infected his friends and kept him from nursing despondency or planning anarchy. But he has laid, and does lay, burdens upon the land, too: his ignorance, his low average of morality, his low standards of home, his lack of enterprise, his lack of self-reliance—these must be cured.

Evidently, he is to be "solved" by educational processes. Everyone of his inborn traits must be respected and developed to proper proportion. Excesses and excrescences must not be carelessly dealt with, for they mark the fertility of a soil that raises rank weeds because no gardener has tilled it. His religion must become "ethics touched with feeling"—not a paroxysm, but a principle. His imagination must be given a rudder to guide its sails; and the first fruits of its proper exercise, as seen in a Dunbar, a Chesnutt, a Coleridge-Taylor and a Tanner, must be pedestaled along the Appian Way over which others are to march. His affection must be met with larger love; his patience rewarded with privilege; his courage called to defend the rights of others rather than redress his own wrongs. Thus shall he supplement from within the best efforts of good men without.

To cure the evils entailed upon him by an unhappy past, he must be educated to work with skill, with self-direction, in combination and unremittingly. Industrial education with constant application, is the slogan of his rise from racial pauperism to productive manliness. Not that exceptional minds should not have exceptional opportunities (and they already exist); but that the great majority of awkward and unskilled ones, who must work somehow, somewhere, all the time, shall have their opportunities for training in industrial schools near them and with courses consonant with the lives they are to lead. Let the ninety and nine who must work, either with trained or fumbling hands, have a chance. Train the Negro to accept and carry responsibility by putting it upon him. Train him, more than any schools are now doing, in morals—to speak the truth, to keep a promise, to touch only his own property, to trust the trustworthy among his own race, to risk something in business, to strike out in new lines of endeavor, to buy houses and make homes, to regard beauty as well as utility, to save rather than display. In short, let us subordinate mere knowledge to the work of invigorating the will, energizing productive effort and clarifying moral vision. Let us make safe men rather than vociferous mountebanks; let us put deftness in daily labor above sleight-of-hand tricks, and common sense, well trained, above classical smatterings, which awe the multitude but butter no parsnips.

If we do this, America will have enriched her blood, ennobled her record and shown the world how to deal with its Dark Races without reproach.

[B] In the original, this was 'Northen'.