Frugality is good, if liberality be joined with it. The first is leaving off superfluous expenses; the last bestowing them to the benefit of others that need. The first without the last begins covetousness; the last without the first begins prodigality. Both together make an excellent temper. Happy the place wherever that is found.
Were it universal, we should be cured of two extremes, want and excess: and the one would supply the other, and so bring both nearer to a mean; the just degree of earthly happiness.
It is a reproach to religion and government to suffer so much poverty and excess.
Were the superfluities of a nation valued, and made a perpetual tax on benevolence, there were be more alms-housesthan poor, schools than scholars; and enough to spare for government besides.
Industry
Love labour; for if thou dost not want it for food thou mayest for physick. It is wholesome for thy body, and good for thy mind. It prevents the fruits of idleness, which many times come of having nothing to do, and lead too many to do what is worse than nothing.
A garden, an elaboratory, a work-house, improvements and breeding, are pleasant and profitable diversions to the idle and ingenious; for here they miss ill company, and converse with nature and art; whose variety are equally grateful and instructing; and preserve a good constitution of body and mind.
Knowledge
Knowledge is the treature, but judgment the treasurer of a wise man.
He that has more knowledge than judgment is made for another man's use more than his own.