12.

Here are two other arrangements of the nine digits which produce 45, their sum; each is used once only:—

5 × 8 × 9 × (7 + 2)1 × 3 × 4 × 6 = 45

72 - 5 × 8 × 93 × 4 × 6 + 1 = 45

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13.

If, when the combined ages of Mary and Ann are 44, Mary is twice as old as Ann was when Mary was half as old as Ann will be when Ann is three times as old as Mary was when Mary was three times as old as Ann, Mary is 2712 years old, and Ann is 1612.

For, tracing the question backwards, when Ann was 512 Mary was 1612. When Ann is three times that age she will be 4912. The half of this is 2434, and when Mary was at that age Ann was 1334. Mary’s age, by the question, was twice this, or 2712.

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14.