It was on the 1st of June, 1889, his forty-fifth birthday, that Mr. Jordan removed from quarters he had occupied for ten months, and became a lodger in the house of Mrs. Elderfield.

Mrs. Elderfield, a widow, aged three-and-thirty, with one little girl, was but a casual resident in Islington; she knew nothing of Mr. Jordan, and made no inquiries about him. Strongly impressed, as every woman must needs be, by his air and tone of mild authority, she congratulated herself on the arrival of such an inmate; but no subservience appeared in her demeanour; she behaved with studious civility, nothing more. Her words were few and well chosen. Always neatly dressed, yet always busy, she moved about the house with quick, silent step, and cleanliness marked her path. The meals were well cooked, well served. Mr. Jordan being her only lodger, she could devote to him an undivided attention. At the end of his first week the critical gentleman felt greater satisfaction than he had ever known.

The bill lay upon his table at breakfast-time. He perused the items, and, much against his habit, reflected upon them. Having breakfasted, he rang the bell.

'Mrs. Elderfield—'

He paused, and looked gravely at the widow. She had a plain, honest, healthy face, with resolute lips, and an eye that brightened when she spoke; her well-knit figure, motionless in its respectful attitude, declared a thoroughly sound condition of the nerves.

'Mrs. Elderfield, your bill is so very moderate that I think you must have forgotten something.'

'Have you looked it over, sir?'

'I never trouble with the details. Please examine it.'

'There is no need, sir. I never make a mistake.'

'I said, Mrs. Elderfield, please examine it.'