3. Necessities and Luxuries—The comfortable home. The place of recreation. Books, music, and travel. The college education. The use and the abuse of luxury; the automobile, the theater, dress.
4. Savings—Proportion of savings to expenditures. Ways and means of saving. The savings-bank, life insurance, investments.
Books to Consult—Haskins: How to Keep Household Accounts. Curtis: The Making of the Housewife. Babcock: Household Hints. Hewitt: How to live on a Small Income.
A discussion can be planned for this meeting on the comparison of men and women as economists. A brief talk may be given on The Change in the Scale of Living To-day, and another on Is a Return to the Simple Life Possible? The training of children in the use of money should also be taken up, and the meeting can close with a consideration of the question, Is a College Education a Necessity or a Luxury?
VI—SOCIAL LIFE
1. The Home Circle—Planning the home life. Delightful meal-hours. Evening amusements: music, games, reading aloud. The happy Sunday.
2. Neighbors—Who is my neighbor? The spirit of neighborliness. The ethics of borrowing. Helpfulness in the community.
3. Hospitality—The fair exchange. Social life for all ages. The open house and the small income. Simple entertaining.
4. Social Organizations—The grange, the lodge, the club. Church societies: men's leagues, women's aid societies, boys' brigades, guilds for girls. The woman's club: intensive and extensive work.
Books to Consult—Gilman: The Home, Its Work and Influence. Modern Home Life: edited by Edward Everett Hale. Hall: Handbook of Hospitality. Abbott: The Home Builder. Holt: The Successful Hostess.