"Well, Harry, I am sorry to say that I think there is very little chance of your going back at all, or of my returning to Cambridge."

Harry opened his eyes in surprise—"Why not?"

"Well, because as far as I can see at present we are in a hole altogether. Mr. Ellerman has been telling me that, so far as he knows, there is really no property whatever. You see father had for years very uphill work. When ten years ago he moved into Harley Street, and set up as a consulting physician, he thought that, having made his mark as one of the staff of Guy's, and having a good private connection, he could soon obtain a practice. However, for the first three or four years it came in but slowly. Of course his expenses were heavy with this house and his carriage and all that sort of thing, and he had to[!-- [Pg 395] --] borrow money. Things got better, and gradually he paid, I believe, most of this loan off. Still, he saw his way and was able to send me to Harrow. Then, of course, you have been for the last four years at an expensive school, preparing for Rugby, and everything was going on well till eighteen months ago he fell ill, as you know, and had to go away to the south of France for four months. That, of course, meant not only a heavy expense, but the loss of practice.

"He told me something about it before I went up last year, and, of course, I said at once that I would give up going to the 'Varsity, and would go in for the army or anything else he liked. I said that I would enlist for a year or two, and then, if things went on all right, he could buy me a commission—anyhow I did not want to be an expense to him; but he said, 'There is no occasion for that, Tom, things will soon improve again; I have no doubt that in a few months I shall be straight again.' Well, he was right, as far as the practice was concerned. I spoke to him about it when I came down last, and he said that he was now doing better again, and that there was no occasion for him to make any alteration in his plans for me or for you, and that in the course of a few months he expected that he should be a free man again, and could calculate upon making a clear £2000 a year.

"Well, you see, Harry, he did not have more than two months, and the result is that I was not surprised to-day, on talking the matter over with Mr. Ellerman, to hear that, although the loan he had obtained on his furniture is partly paid off, there is practically nothing left but the balance of what the furniture and the horses and carriage will fetch. Of course there are bills to be paid, and one thing and another, and I fancy that a couple of hundred pounds is about all that we shall have between us. The question is, What is to be done? It has not come quite as a surprise to me. For the last year, you see, I have[!-- [Pg 396] --] known that everything depended on his health, and though I never thought of this, I did think that he might be obliged, as he was before, to give up practice again and go away to a warm climate, and I made up my mind that if he did so I would go out to America and rough it there.

"I spoke to Mr. Ellerman about it to-day—he was father's solicitor as well as trustee, you know—and he says that he thinks that it is about the best thing that I could do, and that a client of his has a large ranche down in Texas, and that he is sure that if he speaks to him about it he will give me an introduction to his agent, and that he will put me on to some work. That is all straightforward enough. The question is, What is to be done with you?"

"Why cannot you take me out with you, Tom? I could do something, you know—I don't know what, but I suppose a boy is worth something out there, just as he is here; at any rate, I might earn my food, and not be much bother to you. Even if there were money to keep me at school, I would a thousand times rather do that than be here all by myself. Besides, I could not go to a good school, and I should hate to go to some beastly little place after being at Rugby. Besides, what could I do when I left school?—get a place in an office? I would a thousand times rather go out with you if you will take me."

"Well, you are a little beggar for that sort of thing, Harry," his brother said, looking at him as if estimating his strength.

"I am not little at all for my age, Tom; and I could thrash any fellow in my form at Rugby, anyhow."

"Well, I must think it over," Tom said. "Of course I should like to have you with me; as you say, you might be able to earn your grub, and anyhow that cannot cost much out there, and I dare say there will be something[!-- [Pg 397] --] left after paying our passage out; but it will be rough work for you, you know—precious hard work."